A technology-first solution for payment facilitation
Stripe’s payfac solution powers some of the world’s fastest-growing platforms. Unlock SaaS revenue, turn payments into a profit center, and offer new financial services through your software platform.
Own the customer experience
Use Stripe’s whitelabeled payfac solution to bring payments in house and fully control the customer experience—from payments pricing to payout timing.
Monetize more than just payments
Other payfac solutions are limited to online card payments. Stripe’s integrated platform lets you offer new services to your customers like point-of-sale payments, invoicing, business loans, and more.
Onboard with ease
Connect Onboarding provides conversion-optimized, prebuilt UIs to seamlessly onboard your merchants, minimizing the compliance and operational complexity associated with building your own identity verification and onboarding flows.
Expand globally
Stripe provides tools to handle the complexity of scaling internationally, so platforms can expand to new countries with a single integration.
Own the customer experience
A modern payments stack for payfac
Traditional payfac solutions require investment in dozens of systems that can take years to build and significant resources to maintain. Stripe’s global platform unifies these systems—from acquirer sponsorship to merchant onboarding, compliance, money transmission licenses, and more. We can help you launch faster without hidden costs or complexity.
Monetize more than just payments
Add new lines of business and revenue
Stripe lets you offer more features and services to your customers. Differentiate your customer experience and increase retention by offering tools like invoicing, subscription billing, in-person payments, or business lending—all from one unified integration.
Onboard with ease
Improve onboarding while minimizing risk
Avoid the slow, manual sub-merchant onboarding with other payfac solutions, and offload your payments compliance obligations to Stripe. Optimized across years of experience onboarding and verifying millions of individuals and businesses, our payfac solution includes real-time KYC checks, sanctions screening, secure card data tokenization and vaulting, and IRS tax threshold tracking and 1099 support.
The partnership between Stripe and Shopify is very, very deep. We could go and build a payment gateway, but there would be a massive opportunity cost in this and I think the best you could do is build something like Stripe.
Stripe offers enterprise-grade infrastructure that puts our customers on the cutting edge of modern payments technology. The combination of Terminal and Connect is a powerful integrated solution in the market for ambitious platforms to facilitate payments for their merchants.
Ready to get started?
Set up a workshop with our payfac experts to discuss your goals and explore strategies and best practices to maximize payments revenue, deepen relationships with your customers, and scale globally.
A guide to payment facilitation
Explore what it means to become a payfac.
Explore the docs
Learn how to use Connect, our solution for any SaaS platform looking to facilitate payments.