Mansi Chopra

The co-founders, board and team members will continue to hold the majority ownership in Sygnum. Read here: https://lnkd.in/g95y62_t -with Sygnum Bank Mathias Imbach Gerald Goh #fintech #digitalasset #funding

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The co-founders, board and team members will continue to hold the majority ownership in Sygnum. Read here: https://lnkd.in/g95y62_t -with Sygnum Bank Mathias Imbach Gerald Goh #fintech #digitalasset #funding

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UOB TMRW, our award-winning digital banking app, is integral to our Bank’s omni-channel strategy. Thanks Wan Sim Choo, Head of Personal Financial Services TMRW Digital, for taking the time to participate in our “On air with…” podcast series with Christine Ip and sharing how we are leveraging AI to deliver tailored financial solutions for our customers. #UOBTMRW #RightByYou

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What happens when a dancer tries singing, and a singer learns to dance? In our new “Back to School” series, we celebrate growth, development, and the incredible talents among our colleagues. Join Chris Ong, Sector Solutions Group, Group Wholesale Banking and Reico Un, Product Owner, TMRW Digital Group, as the duo step out of their comfort zones to learn about each other’s craft. Their journey is not just about mastering a new skill – it is about embracing challenges, fostering creativity and growing in ways they never imagined. Are you inspired to learn a new skill, and what would it be? Let us know in the comments below! #LifeAtUOB

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🔥 What an incredible milestone for #ERC3643 to be recognized by MAS! ERC-3643 has come a long way since it was created in 2018, the same year I joined Tokeny. Back then, it was known as the T-REX (Token for Regulated Exchanges) protocol, and we were on a mission to solve what felt like an impossible puzzle: enforcing compliance onchain. In those early days, I remember the challenges vividly. Some companies tried private blockchains; others attempted wallet whitelisting. But none of these methods truly met the complex regulatory needs. Our first clients were already deeply engaged with regulators, and we were right alongside them, answering tough questions and addressing real regulatory concerns. Regulators had three core concerns that needed answers: 1. Wallets aren’t identities: How can you identify investors onchain? 2. Investor eligibility: Only verified, eligible investors should hold tokenized assets, with every transfer meeting legal conditions. How do you realize that? 3. Issuers’ control: What if unforeseen situations arise? Issuers needed a way to act on tokens securely and compliantly. We explored every open-source protocol available, but nothing aligned with these compliant needs. So, our blockchain team, led by Joachim Lebrun, got to work. They created an identity-based, permissioned token standard: the T-REX protocol, today’s ERC-3643. Now, it’s surreal to see this open-source protocol recognized as the official standard for compliant tokenization to bring both compliance and interoperability. ERC-3643 allows institutions to finally embrace open networks, knowing they have the controls they need. I’m immensely proud to be part of this journey. After years of hard work, not only by our team, but by so many across the industry and the ERC-3643 Association. But this is just the beginning. Together, we can build more, innovate further, and move toward a truly interoperable, open financial ecosystem. This is the future we’re creating, one milestone at a time.

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Discover how ASEAN is revolutionizing digital payments for micro-merchants 🌐 Dive into the latest article, ASEAN For Business - Unlocking Responsible Digital Payments for Micro-Merchants, and explore the region's innovative approach to fostering financial inclusion and responsibility. Learn how low-cost QR payment channels and increased consumer adoption are reshaping the landscape. 📍 Don't miss out! Read the full article here: https://lnkd.in/ggStf8Zn #CABC #ASEAN #ASEANforBusiness #BusinessInsights #DigitalPayments #FinTech

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Thailand is about to issue its first digital banking licenses by mid-2025 - the #ASEAN #fintech space will be more competitive and fuelled by more growth in the upcoming years. Here are some driving forces behind the country's fintech growth: https://lnkd.in/g6XEVizN List of Digital Banks in Asia: https://lnkd.in/gw2rs82Q #DigitalBanking #Asia

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OCBC launched tokenised bonds for corporate investors. 💡Why it matters: Corporate bonds traditionally come with a steep minimum transaction size of S$250,000, which limits investment options and increases concentration risk. With OCBC’s tokenisation capabilities, investors can now purchase bonds in denominations as low as S$1,000. This opens the door for more diverse portfolios and provides a practical way for businesses to manage cash flow by liquidating smaller investments as needed. Read more here: https://lnkd.in/gzrMuVak Our podcast is also out, diving deeper into this news and why it also means for us, everyday investors. https://lnkd.in/gqe8g5tD

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Time flies. One year ago today, we formed GSTAR (Group Strategy, Transformation, Analytics and Research) team at DBS Bank. This team brings together the different functions to architect, catalyse and drive the strategic transformation of DBS to be a differentiated bank, powered by research and AI. That's our mission. Why? Because we believe that transformation does not happen by chance. Grateful to all our team members and stakeholders for their dedication and commitment to work together as one team, delivering value for our shareholders, customers, employees and community. It's my privilege to lead this multi-disciplinary team of professionals since I returned from Taiwan. We are a diverse group with different expertise, different strengths, different perspectives, and even different DNA among us (left-brained vs right-brained individuals). That said, our diversity is our strength. We are committed to providing absolute psychological safety to speak up, and help each other improve for the betterment of the whole. It's also about give and take, leveraging off each other's strengths with respect under one roof. The GSTAR organisation is a unique setup; it's like a startup. We don't own the P&L but we need to contribute to it. We can't be intrusive but we need to be at the table. It's a fine balance. We have to discover, define, develop and deliver our value in an agile and pragmatic way. What we do is not just about being well-reasoned, but also about being reasonable and relatable to our stakeholders with resonance. Beyond the functional jobs, we need to also deliver the emotional and social jobs to be done. It's about credibility and impact. Not easy especially when we are dealing with new frontiers. I thank my team for the candour and robustness of the debates in our ideation and execution processes. Many things seem common sense but may not be common practice, and it's our job to call them out. Strategy without effective execution is like an illusion. Execution without a clear strategy is like a hobby. Strategy and execution without purpose is like a straw man without soul. There is no compromise to this trinity. To all our GSTAR functional and location heads, thank you for your leadership and partnership on this journey thus far on driving strategy and execution with purpose. More importantly, your courage to explore new frontiers is amazing. My appreciation also goes to all our internal and external partners. Your support and trust means a lot to us. Our train has left the station...on a journey with the purpose of making banking joyful...in a different kind of world. Onward and forward. Trust your spark! A lone star is not bright A galaxy lights up the sky in the dark night Together, our hearts shine #dbsbank #gstar #transformation #ai #genai #strategy #innovation #customerjourneys #employeejourneys #singapore #hongkong #taiwan #india #indonesia #mainlandchina #futureofwork #datascience

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🌟 Unlocking Financial Inclusion with AI 🌟 An insightful conversation with our co-founder, Vincent Choy, is now live on DigiconAsia. Explore how AI-powered solutions are driving financial inclusion for underserved communities across Asia. Vincent highlights how technologies like behavioral analytics, digital footprints, and psychometric insights can empower financial institutions to assess potential beyond traditional credit scores. With InsightGenie, we’re at the forefront of enabling intelligent, inclusive growth by bridging gaps and uncovering hidden opportunities in underserved markets. 🎯 Discover: • How AI reveals untapped potential in emerging markets. • The role of responsible innovation in building equitable financial systems. • Real-world applications that are reshaping credit accessibility. 🔗 Read the full interview here: https://lnkd.in/enW3jYC9 💡 Interested in how AI can redefine growth for your business? Let’s connect. #AI #FinancialInclusion #EmergingMarkets #DigitalInnovation #InsightGenie

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The approval is a step forward for Reap Singapore as it works toward meeting the conditions required to obtain the full license. Read here: https://lnkd.in/gHznRtBK -with Kevin Kang #fintech #payments #Singapore

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Day 1 of #InsightsForum organised by GFTN and what a great start! Not even rain can dampen it. The experts of regulators, government bodies to organisations are in the house! Great insights, innovations and more! Singapore is truly a hotbed in #financialservices #fintech #fintechinnovation and more. With the creation of GFTN encompassing a few pillars of Finance, Forums and more, a great push to drive greater synergy, collaboration and connections in all areas and bodies. Look forward to lots more connections and conversations! Tokenisation #CBDC #stablecoins much spoken by regulators, banks to financial operators. 💲🪙 #fintechnews #fintechmarketing #fintechinclusion

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#Exclusive | Singaporean multinational banking and financial services corporation DBS Bank has created over 100 #algorithms that analyse over 15,000 customer data points to provide personalised financial advisory to customers. DBS Bank’s chief data and transformation officer, Nimish Panchmatia told iTNews Asia that the bank’s legal and compliance team uses an AI-driven solution trained on over 300 features and 10 data sources. This helps assess each transaction's risk level and flag high-risk transactions within 25 milliseconds, and this approach has resulted in a 17 percent increase in funds saved from scams. Read on to understand how the bank uses AI to improve risk management, detect scams and complex transactions, how generative AI enhances operations, reduces customer service times, and how DBS ensures transparency, fairness, and compliance in #AI applications across markets. https://lnkd.in/g7tN6BvK

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News Alert 🇸🇬 OKX boosts ties with Singapore’s financial system by launching instant Singapore dollar transfers for local customers. ◾ OKX introduced instant Singapore dollar (SGD) deposits and withdrawals, enabling seamless transactions for users through partnership with DBS Group. ◾ The service uses PayNow and FAST payment systems, reinforcing OKX’s integration with Singapore's traditional banking infrastructure. ◾ This launch follows OKX’s receipt of a payments license from the Monetary Authority of Singapore, allowing the exchange to provide digital payment token and cross-border money transfer services in the region. Read more Reuters 👇 https://lnkd.in/d4K8G6UE

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Singapore FinTech Festival was a hectic 3 days! I was fortunate to witness the future of travel payments unfold at SFF - from Monetary Authority of Singapore (MAS) officials shaping regional payment policies, to Visa executives reimagining 50-year-old payment systems, to fintech upstarts like YouTrip transforming how we spend abroad. 📝 Here’s my latest write-up, on 𝙈𝙤𝙣𝙚𝙮 𝙏𝙧𝙖𝙫𝙚𝙡𝙞𝙣𝙜... Summarizing key insights I digested from industry leaders at SFF on how travel and finance are reshaping each other: ✦  Every traveler is a fintech customer in waiting – they just don't know it yet. Caecilia Chu mentions YouTrip's playbook always intended to focus on the highest and most frequent use case for travelers, i.e. payments. When Booking.com also decided to double down on fintech offerings, they saw a ~3-5% improvement in their bottom line. ✦  Asia's Project Nexus isn't just connecting payment systems – it's erasing financial borders across nations. The challenge isn't just technical — it's about building a system that's profitable for businesses, affordable for users, accessible to startups, and still secure enough for governments. ✦  The future is multimodal: cards coexisting with QR codes, e-wallets alongside bank transfers. But the real challenge? Getting merchants and customers to adopt new systems when they're comfortable with the old. ✦  We've been punching in 16-digit numbers for 50 years – an analog solution in a digital age. With each online payment taking 2 minutes and 20 seconds, the holy grail of solutions: reduce friction without comprising security. Read more on my Substack: https://lnkd.in/giP-Ze_s Happy Monday ✨

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How can we bridge the gap for underserved communities? In an #SFF2024 panel, our Head of Group Retail TMRW Henry Choi shared more about our efforts to drive financial inclusion in ASEAN. Follow us as we bring you more insights from our speakers on how we're powering innovation that does #RightByYou. #UOBatSFF

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Unlocking Futures with AI ✨ Our COO, Thiranun Tyra Arunwattanakul, unveiled MONIX's revolutionary approach to financial inclusion at SCBX Unlocking AI EP.10! 🌍 See how our cutting-edge AI is not just transforming access to legal credit but reshaping futures with the FINNIX app. Imagine a world where loans are personalized, bias is minimized, and opportunities are limitless. That's the future MONIX is building—where technology meets heart to create real change. Read more at https://lnkd.in/gHiagyzn #MONIX #FINNIX #AI #Fintech 

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𝗧𝗼𝗽 𝟴 𝗛𝗼𝗻𝗴 𝗞𝗼𝗻𝗴 𝗩𝗶𝗿𝘁𝘂𝗮𝗹 𝗕𝗮𝗻𝗸𝘀 (𝟮𝟬𝟮𝟬-𝟮𝟬𝟮𝟰) Which one do you use? 💬 According to Measurable AI’s email data, ZA Bank, Mox Bank, and livi Bank are still leading the game in Hong Kong's virtual banking scene (as of Q2 24), showcasing consistent user growth trends. 📈 Curious for more fintech data insights? 📊📧 Email us! P.S. Data visualization made with Flourish ❤️

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