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1. • 1.60%

     • Patelco Credit Union Deposit Rates 12-month CD rates can be found at 1.60%, 6-month CD rates at 0.10% and 3-month CD rates at 0.85%. Savings rates are at 2.43% and money market rates are at 0.55%. Mortgage rates on 30-year fixed loans are around 7.01%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.75%.
     Reference:

     Patelco Credit Union CD Rates, Savings & MMA, Mortgage & Loan ...

2. www.patelco.org › checking-and-savings › savingsCertificates: Rates & How Does it Work - Patelco

   www.patelco.org › checking-and-savings › savings

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   5 days ago · Patelco offers certificates with fixed, higher interest rates and guaranteed return for various terms from 3 to 60 months. See the current rates, terms and promotions for regular and IRA certificates, and how to apply online or by phone.

3. People also ask

   Does Patelco offer CD promotions?

   • Patelco offers CD promotions from time to time. Patelco's mobile app is reliable and customizable, but e-statements are only available through the website. External ACH transfer limits are low - $10k outbound and $20k inbound per month - but there is no limit on externally initiated ACH.

   Patelco Credit Union Reviews and Rates - Deposit Accounts

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   Does Patelco Credit Union have a minimum deposit?

   • Patelco Credit Union requires a $250 minimum deposit for its 18-month Certificate and 18-23 month IRA Certificate.

   Patelco Credit Union Reviews and Rates - Deposit Accounts

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   Does Patelco offer a savings account?

   • Patelco requires a basic savings account for membership and also offers savings account options for youth and for specific saving goals, such as holiday spending. A savings account is a requirement for membership at Patelco. The credit union’s money market account yields tiered dividends, depending upon account balances. Patelco CD terms go from 3 to 60 months.

   Patelco Credit Union Reviews and Rates - Deposit Accounts

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   What are Patelco loan rates?

   • Loan rates are subject to change without notice and subject to credit approval. Patelco offers a range of rates that depend on factors such as credit history, loan term, Patelco account and loan balances. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 17.05% APR.

   Current Interest Rates - Patelco Credit Union

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4. www.patelco.org › ratesCurrent Interest Rates - Patelco Credit Union

   www.patelco.org › rates

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   Dec 1, 2023 · Find the latest rates for checking, savings, money market, CDs, loans and credit cards at Patelco. Compare rates, apply online and save as much as possible with Patelco.

5. www.patelco.org › wp-content › uploadsAPY Rate Dividends Paid - patelco.org

   www.patelco.org › wp-content › uploads

   Rates may vary at the time of maturity or renewal. 3 9-Month Certificate promotion has a rate of 5.00% (Dividends paid monthly); APY 14-Month Certificate promotion has a rate of 4.75% APY (Dividends paid monthly); 23-Month Certificate promotion has a rate of 4.00% APY (Dividends paid monthly).

6. www.depositaccounts.com › banks › patelco-cuPatelco Credit Union Reviews and Rates - Deposit Accounts

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   Jul 13, 2024 · Patelco CD terms go from 3 to 60 months. The credit union provides both Traditional and Roth IRAs, as well as Coverdell Education Savings Accounts (ESAs) – all available as either CDs or money market accounts.

   • 2/5 (5)
   • Phone: (800) 358-8228

   • Location: 3 Park Place, Dublin, 94568, CA
   • Employees: 830

7. www.bankrate.com › banking › reviewsPatelco Credit Union Review 2024 | Bankrate

   www.bankrate.com › banking › reviews

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   Jan 30, 2024 · Patelco Credit Union offers competitive CD rates, but they vary by term length. See the current APYs, minimum deposits and other features of Patelco's share certificates.

   • 4.2/5

8. www.businessinsider.com › personal-finance › bankingPatelco Credit Union Review 2024 - Business Insider

   www.businessinsider.com › personal-finance › banking

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   1 day ago · Patelco Credit Union members can earn competitive rates on certain CD terms, with a low $250 minimum deposit. However, the best credit unions offer much higher savings and money market...

9. www.depositaccounts.com › banks › patelco-cuPatelco Credit Union More Than Doubles 18-Month Certificate Rate

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   Mar 13, 2023 · Patelco Credit Union (Patelco CU) started the week by raising the rate on its 60-month Certificate (2.75% APY). The minimum opening deposit is $1k, with no stated balance cap. Monday’s 75 basis point increase was the largest rate change for the 60-month Certificate ever, and the new 2.75% APY is highest in seven years.