Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans
  • 4,7 (194)
  • COMO FAZER
  • SEMANAL
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

  1. HÁ 1 DIA

    346 | Interactive Money Makeover: Coaching, Connection, and Real Results

    Snag Our Simplified Budget System! Hey, Budget Besties! 🎙️ Shana and Vanessa are back with some BIG news – we’re hosting our very first Money Makeover Bootcamp! This week-long live workshop is where we’ll meet face-to-face (virtually), dive deep into your money questions, and give you actionable steps to level up your finances for 2025. It’s time to stop feeling stuck and start taking control of your money with us by your side. Why Now? The week between Christmas and New Year’s is prime time for dreaming about what’s possible in the year ahead. We saw a surge in listeners reaching out for help last year after Christmas, so this year we’re here to serve you before the ball drops on 2025. Bootcamp Schedule (December 30 – January 5, 12 PM CST): Monday: 💰 Why You Make Good Money but Have Nothing to Show for It We’ll tackle the disconnect between your income and savings and start identifying what’s holding you back. Tuesday: 🧳 Unpacking Your Money Baggage Childhood lessons? Adult money trauma? Let’s uncover and heal the stories shaping your financial habits. Wednesday: ⏰ Stop Living Paycheck to Paycheck We’re sharing the mindset shifts and strategies that’ll free you from the paycheck-to-paycheck cycle—for good. Thursday: 🎯 Set Financial Goals for 2025 Whether it’s a vacation, debt freedom, or growing your net worth, we’ll help you set goals that align with your dreams. Friday: 📊 How to Create and Automate Your Budget This is the game-changer! We’ll show you how to set up a budget that basically runs itself. What’s In It for You? LIVE Coaching: Real-time guidance and answers to your questions. Interactive Sessions: No one-sided convos here! Join the chat and be part of the discussion. Daily Prizes: Gift cards and more, just for showing up. Transformation: It’s time to ditch the old habits and step into a financial system that works for YOU. Imagine This... 🎉 Starting 2025 with a clear plan for your money. 🎉 Breaking free from financial stress and finally seeing progress. 🎉 Using your hard-earned income to fund your biggest goals and dreams. It’s not just a bootcamp—it’s your first step toward a financial fresh start. Join us live starting December 30 at noon CST! ✨ Ready to transform your finances? Book a free 20-minute coaching call, join our Facebook community, or grab our signature budget template. Visit budgetbesties.com to get started! #BudgetingTips #FinancialFreedom #WomenSupportingWomen

    12min

  2. HÁ 3 DIAS · BÔNUS

    Merry Christmas from the Budget Besties!

    ✨ Ready to transform your finances? Book a free 20-minute coaching call, join our Facebook community, or grab our signature budget template. Visit budgetbesties.com to get started! #BudgetingTips #FinancialFreedom #WomenSupportingWomen

    2min

  3. HÁ 5 DIAS

    345 | January Budget 101: Making Room for Goals, Savings, and a Fresh Financial Start

    Join Our Money Makeover Bootcamp! Budget besties, can you believe it? January 2025 is here! Shana and Vanessa are back to help you prep for a fresh financial start this month. Whether December felt like a budgeting whirlwind or a total train wreck—it's okay, we've got you. We’re walking you step-by-step through closing out December and setting up your shiny new January budget. 🎉 This episode is all about: ✨ Reviewing December’s numbers (yes, even if it hurts) and using that data for a better year ahead. ✨ Setting up January’s budget with intention. ✨ Bringing over any lingering debt payments, fine-tuning your bills, and reviewing those subscriptions. ✨ Assigning your spending and creating savings buckets for all those “unexpected but totally expected” expenses (looking at you, Christmas and Amazon Prime renewals!). You don’t have to be perfect—just start! What You’ll Learn: Why closing out December before starting January matters. The step-by-step flow for creating your budget: Income (let’s celebrate that number, first!) Debt (minimum payments only for now, we’ll strategize later). Bills (separate these from debt for total clarity). Spending (where you live and swipe). Savings Buckets (funding your future and the fun stuff). How to take this opportunity to review your subscriptions, plan for annual bills, and make your budget truly work for you. Budget Besties Takeaway: Budgeting is about getting clarity—not perfection. Use what you learned in December to make January your best month yet, and don’t forget: January is the time to get those savings buckets rolling for the new year! 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    16min

  4. 20 DE DEZ.

    344 | Simplifying Money and Marriage: Managing Finances Through Career Changes and Growing a Family

    Snag Our Simplified Budget System! In this heartwarming episode, we’re joined by our friend and former client, Megan Gephardt, who shares her inspiring financial transformation journey. Megan, a wife, mom to three boys, army veteran, and now entrepreneur, takes us through her whirlwind of life transitions—from exiting the military to building a sustainable business—all while embracing financial clarity and intentionality. Together, we discuss how Megan went from managing two chaotic households and feeling intimidated by money to confidently stewarding her family’s finances, paying off significant debt, and even creating space for once-in-a-lifetime experiences like traveling and a peaceful home birth. Megan’s story is proof that incremental progress and personalized systems can lead to profound peace and freedom. Whether you’re juggling kids, career changes, or just trying to figure out where your money is going, this episode is packed with encouragement and practical wisdom. The Power of Financial Coaching: How Megan transitioned from overwhelm to confidence by creating systems that aligned with her family’s values. Overcoming Financial Barriers: The mindset shifts Megan made to tackle debt, build savings, and create a sustainable plan for big life transitions. The Beauty of Progress Over Perfection: Why taking small, consistent steps led to lasting financial peace. Living Bougie on a Budget: How Megan embraced intentional spending without sacrificing her family’s quality of life. Empowering Your Family: The impact financial clarity had on Megan’s marriage and ability to serve her family and business.

    32min

  5. 18 DE DEZ.

    343 | Budgeting Through Life Changes: Navigating Moves, New Normals, and More

    Snag Our Simplified Budget System! Budget Besties, we’re diving into some real, relatable lessons from our client sessions this week! From life-altering changes to habits that need a little untangling, we’re sharing stories to help you feel seen, supported, and motivated to take charge of your money. ✨ Highlights From Today’s Episode: “A Lot of Life Happened”: One client is tackling big transitions—moving, foster care changes, and income shifts. Listen in as we break down how to create a mock budget to navigate temporary storms and life-changing months. Overactive Hands Syndrome 🤪: Ever feel like you’re doing too much with your money—setting up transfers, moving pennies, and overcomplicating your system? One client learned the value of starting slow, consolidating first, and letting the system do its thing. Un-Muddy the Financial Waters: Budgeting isn’t an overnight fix. Like a green pool, you have to shock it, let it settle, and trust the process. We share how a step-by-step system (yes, with “training wheels” first!) gets you to a crystal-clear, stress-free money flow. Automate, Automate, Automate: If your mortgage still requires a trip to the bank—hard pass! We’re sharing tips on prioritizing automation so you can reclaim your time and sanity. Whether you’re a “hands-off ostrich” (looking at you, Shana!) or an over-involved micro-manager, we’ll help you find balance, clarity, and peace with your finances. ✨ What We’re Loving About This Episode: Sometimes, the biggest financial wins come from getting back to basics. These stories remind us that budgeting isn’t about perfection—it’s about progress, clarity, and making life easier. 📌 Key Takeaways: Start With the Basics: Don’t rush! Build your budget foundation first (and trust us, you’ll thank yourself later). Embrace the Temporary Chaos: Change can be shocking (like a pool shock!), but it’s part of the process. Automate What You Can: Eliminate stress by letting systems handle your bills, savings, and expenses. Be Patient With Yourself: Fixing your finances takes time—just like unlearning old habits. 🎧 Tune In If You: Feel overwhelmed with financial changes (hello, foster parents, new parents, or movers!). Are doing too much with your transfers and need clarity on what to prioritize. Want a money system that works automatically (and frees up your time and brainpower). Budget Bestie Tip: Remember, it’s a step-by-step process—don’t try to do it all at once. Give yourself grace and trust the system! ✨ Resources Mentioned: Need a clear, automated money plan? Check out our Simplified Budget System (it’ll change your life!).

    26min

  6. 16 DE DEZ.

    342 | 3 Game-Changing Financial Tips for Busy Women

    Snag Our Simplified Budget System! Hey, budget besties! 💸 We’re here with the three biggest game-changing tips for your finances. Whether you’re tired of living paycheck to paycheck, wondering how to pay off debt while still enjoying your lattes, or just need a budget that actually works for your life—this episode is for you. We’re breaking it all down so you can simplify your money, stay bougie on a budget, and create a system that practically runs itself. You don’t need to overhaul your entire life; these three steps will start transforming your finances today. In This Episode, We Cover: Separate Bank Accounts: Why having just one account is holding you back—and how setting up separate accounts for bills, spending, and savings can simplify your life. Bougie on a Budget: How to pay off debt, build wealth, and still enjoy the life you love without sacrificing what makes you happy. Put Your Budget on Autopilot: The magic of automating your finances so everything is funded (and you don’t have to think about it). Key Takeaways: Modern finances are more complicated, so ditch the one-account system you used when you were 18. A budget isn’t restrictive—it gives you permission to spend on the things you love while hitting your goals. Automating your budget means fewer mistakes, less stress, and more freedom to enjoy your life. Your Financial Glow-Up Starts Here: Start by separating your bank accounts (bills, spending, savings). Make a plan to live your bougie life without guilt—your budget should reflect what you value. Set it and forget it! Automate your transfers, bill payments, and savings contributions. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    17min

  7. 13 DE DEZ.

    341 | Living Your Best Budget Life: How Single Moms Can Beat Debt and Thrive

    Snag Our Simplified Budget System! In this episode, we talk to Katie, a single mom who’s been through the financial wringer but is fighting her way back with a new sense of clarity and empowerment. From juggling credit card debt to navigating unexpected car expenses (two cows, seriously?!), Katie shares her journey of resilience and determination. 💡 What You’ll Learn: Why becoming your own bank is the ultimate financial power move. How to balance the need for a credit card in emergencies with building a solid emergency fund. Practical tips to simplify your financial system and stop living paycheck to paycheck. The importance of saying “no” (to yourself, your kids, and even those Fortnite skins!). The game-changing power of separating bills, spending, and savings into individual accounts. 📋 Katie’s Key Takeaways: Consolidating debt isn’t the final answer, but it can offer breathing room to refocus on long-term goals. Always read the fine print—whether it’s car warranties or gap insurance policies. Making calls and asking questions can save you hundreds (hello, 2% interest rate!). Budgeting isn’t about perfection—it’s about making progress and learning what works for you. 🎯 Actionable Steps for Your Money Journey: Build Your Emergency Fund: Start small but stay consistent. Every dollar adds up. Leverage Savings Buckets: Create mini funds for upcoming expenses, like kids’ activities or holiday spending. Be Intentional with Extra Cash: If you’ve freed up money by reducing payments, funnel it toward your top priorities—emergency fund, debt payoff, or high-interest savings. Teach Your Kids About Money: Use tools like cash or cards (with clear limits) to help them learn budgeting basics early. Plan for Real Life: Make room in your budget for the fun stuff, but don’t forget to plan for the “oops” moments too. 🙌 Katie’s Wins to Celebrate: She consolidated $1,200 in monthly debt payments down to $340! She’s taking control of her finances with a solid budgeting system. Katie’s saying “no” to unnecessary expenses and modeling financial boundaries for her kids. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    25min

  8. 11 DE DEZ.

    340 | Do You Make Good Money but Still Feel Broke? Here's How to Change That.

    Snag Our Simplified Budget System! Episode Highlights: We’re diving into lessons from our coaching sessions, spotlighting real transformations and wins from our amazing clients. Hear how one single mom went from survival mode to saving $1,700 in a single month, preparing for a dream trip to Sweden, and finally lifting the weight of financial stress off her shoulders. Discover the breakthrough story of a couple with uncombined finances. A single honest conversation turned their financial chaos into clarity and set them on the path to being a paycheck ahead in their very first month. We’ll unpack why relying on bonuses or tax refunds to "catch up" could be holding you back—and how shifting your mindset and systems can unlock financial freedom. Plus, we’re sharing how to approach those sometimes scary conversations about money with your partner and why they usually turn out better than you expect. Key Takeaways: Celebrate All Wins: Progress doesn’t always mean paying off massive debt—saving for the future is just as important. You’re a Team: Even if your finances aren’t combined, communication is the secret sauce. Having a solid plan (and some data) makes those conversations so much easier. Break the Bonus Cycle: Stop relying on bonuses or refunds to catch up on the past—your budget should create the future you’re dreaming of. Shift the Focus: Paying off debt and saving money can become your new exciting goal—it’s the dopamine hit you didn’t know you needed! 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

    19min
Ver tudo (347)

4,7
de 5
194 avaliações

Sobre

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

Informações

Você também pode gostar de

Para ouvir episódios explícitos, inicie sessão.

Fique por dentro deste podcast

Inicie sessão ou crie uma conta para seguir podcasts, salvar episódios e receber as atualizações mais recentes.
Selecionar um país ou região

África, Oriente Médio e Índia

Ásia‑Pacífico

Europa

América Latina e Caribe

Estados Unidos e Canadá