PicPay: Conta, Cartão e Pix

4.1
2.3M reviews
100M+
Downloads
Content rating
Everyone
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About this app

With PicPay, the experience is different 💚 Your financial life with more excitement!


PicPay transforms your financial life with a free digital account, credit card with no annual fee, cashback, quick loans and much more. With transfers via Pix, advance payment of FGTS and yields higher than savings, you have total control of your money in the palm of your hand.

Everything you need, in one place! Check it out:

💚 Digital Account: Fast, Free and Complete!
With PicPay, you have a 100% free and easy-to-use digital account. Manage all your banks in a single app, move, organize and Pix between different accounts. Pay your purchases in up to 12 installments with any card and make transfers from any bank securely. Your money still automatically yields 102% of the CDI, more than savings.

💳 Credit Card with no annual fee: Benefits you will love
For every lifestyle, a personalized card:
🥇 PicPay Card Gold: Card with no annual fee, payment in up to 12 installments, Mastercard Surpreenda benefits and cashback at PicPay Shop.
🥈 PicPay Card Platinum: 0.5% Cashback on all credit purchases, global emergency assistance and car insurance.
🖤 ​​PicPay Card Black: 1.2% Cashback, access to VIP lounge, travel insurance, concierge and exclusive Priceless Cities benefits.

Get a credit card with no annual fee, with a limit of up to R$10,000! Receive cashback on all purchases, online and in partner stores 🛍️

⚡️ Instant Pix: Fee-free and Real-Time Transfers
Pix on PicPay allows instant payments at any time, with the option to pay in up to 12 installments. The person receives it immediately and you only pay when the invoice is due. You also enjoy advantages such as a higher yield than savings, cashback, promotions from partner stores on PicPay Shop and the ease of recharging services and splitting payments.

💰 PicPay Loan: Fast and Hassle-Free Credit
PicPay offers credit with quick approval and no bureaucracy, ideal for unforeseen events, paying off high-interest debts or carrying out personal projects.

Check out the options:

Personal Loan: Simulate directly in the app, find pre-approved offers and manage everything without leaving home.
FGTS Advance: Receive your money in your account in up to 2 minutes! No monthly fee and easy approval, even for negative candidates.
Find the ideal solution for you!

💡 More than a digital account: Complete Financial Solutions!
In addition to transfers, Pix and loans, PicPay also offers:

Account that Income: Your money grows automatically, with returns higher than savings (102% of the CDI).
Investments: Diversify your portfolio with safe and accessible options directly in the app.
Payment in installments: Pay your bills in up to 12 installments using your credit card.
Cashback: Earn cash back on various purchases, directly into your account.
Account for Minors: Your children can also enjoy the benefits of PicPay safely and independently, starting financial education from an early age! 🎓
🔒 Digital Account with Secure Mode
Your money and transactions are protected with an extra level of security, so you can use PicPay without worries.

And there's much more! Recharge your cell phone, buy credits for games or even for public transport. All this in the same place! 🎮🚖

With a digital account, credit card, Pix, loans and much more, PicPay transforms the way you deal with money.
Download the app now and enjoy all the advantages that PicPay has to offer!

Need help? Visit our website https://picpay.com/

Follow our social networks: Instagram, Facebook, LinkedIn, Twitter and YouTube.

PicPay Institution of Payment S.A., registered with CNPJ/ME under no. 22.896.431/0001-10, headquartered at Avenida Manuel Bandeira, 291, Condomínio Atlas Office Park, Bloco A, 1st floor - offices 22 and 23, 2nd floor and 3rd floor, and Block B, 3rd floor - offices 43 and 44, Vila Leopoldina, Municipality of São Paulo, State of São Paulo, CEP 05317-020.
Updated on
Dec 13, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
2.29M reviews
Rodrigo Raval
December 17, 2024
Lots of bugs, going back and forth on the screens usually don't work, it starts looping. I've tried many times send money from my account to the investment account and it simply doesn't work. Poor user experience overall.
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PicPay
December 17, 2024
Olá, Rodrigo! Sentimos pelo ocorrido e estamos aqui para ajudar. Pode nos informar o @nomedeusuario ou e-mail cadastrado para que possamos entender melhor? Ficamos à disposição! PicPay: Pagamentos, Transferências, Pix e Cartão.
Brad Baker (fluidvoice)
December 11, 2024
could not create an account. It was denied at the end and the email sent to me said i didn't meet the terms of service. So basically they didn't tell me why. Stupid way to run a business excuding users for unknown reasons.
4 people found this review helpful
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Welington Vieira
September 29, 2024
Pix is the best app out there! I can use it anywhere without any space, and I receive it quickly. 😍❤️
17 people found this review helpful
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