mortgagehq

How to start investing in #bitcoin Darcy, host of NZ Everyday #Investor, emphasises the importance of conducting thorough research, recommending listeners invest time into learning about Bitcoin and other #cryptocurrencies. Drawing from his own experience of researching for a podcast, he advises people to explore various sources, sift through the noise, and find voices they resonate with to gain a true understanding of the topic. He believes that by doing this, individuals can open their eyes and form their own informed conclusions about cryptocurrencies. 🎧 Listen to the full #podcast Spotify: https://lnkd.in/gJbF3hYj Apple: https://lnkd.in/gyi-Sad6

What is the difference between normal #money vs #crypto money? Centralised systems, like #centralbanks, are controlled by humans who manage the #money supply. In contrast, decentralised systems, such as those using blockchain technology, operate without human intervention and are governed by the system itself. The AI that Blandon asked also highlighted the transparency of decentralised systems, where all transactions are visible on the blockchain, as opposed to the current #monetary system, which has multiple layers of security that obscure visibility. 🎧 Listen to the full #podcast Spotify: https://lnkd.in/gJbF3hYj Apple: https://lnkd.in/gyi-Sad6

Yan, one of our successful #mortgageadvisers, shares his insights on identifying the best #propertyinvestments. He explains there are four key dimensions: #capitalgain, #cashflow, future #value, and personal preference. Yan states that starting with a focus on cash flow is crucial for building confidence in #property #investment. 🎧 Listen to the full #podcast Spotify: https://lnkd.in/gJbF3hYj Apple: https://lnkd.in/gyi-Sad6

Can #propertyinvesting help with your #retirement in #NewZealand? Yan, one of our successful #mortgage #advisers, states that people worry about having enough funds to maintain their lifestyle in retirement, even with #KiwiSaver and #pensions in place. Often, traditional #retirementsavings may not be sufficient to cover all your needs. Yan discusses how #investing in #property can act as a strong mitigant to this issue, helping to build a #passiveincome stream. Even if you can’t amass a large #propertyportfolio, starting with a strategic approach to #property #investment can significantly improve your #financialsecurity for retirement. 🎧 Listen to the full #podcast Spotify: https://lnkd.in/gJbF3hYj Apple: https://lnkd.in/gyi-Sad6

How long does it take to become a #mortgageadviser? Zhiyang, a leading #mortgage #adviser in #NewZealand for 2024, shares insights into the typical timeline for becoming an adviser at mortgagehq. He highlights that while it varies by individual, it generally takes about a year to become fully proficient due to the extensive learning involved. Zhiyang explains that even experienced advisers from other firms need time to adapt to their unique ecosystem and client-focused approach. His own experience took about two years before he became an adviser, illustrating the commitment and time needed to excel in this role. 🎧 Listen to the full #podcast Spotify: https://lnkd.in/gJbF3hYj Apple: https://lnkd.in/gyi-Sad6

Is now the perfect time to buy #property? Zhiyang, a top #mortgageadviser in #NewZealand for 2024, explains that as #interestrates rise, #propertyprices often decrease, and #yields can increase. Zhiyang notes that if interest #rates decrease over the next year or two, yields may also decline. Despite the current higher #borrowingcosts, he believes it's a prime time for #investors to buy—provided they choose #properties with strong fundamentals. Zhiyang's advice underscores the importance of making informed investment choices even in a challenging market. 🎧 Listen to the full #podcast Spotify: https://lnkd.in/gJbF3hYj Apple: https://lnkd.in/gyi-Sad6

#Financialadvice I would give my younger self. Learning about #investing and #finances before you have significant #capital. I advise developing good habits and gaining #knowledge early on as it can make a substantial difference. I regret not beginning my #education sooner, even before I had the funds to #invest. By starting earlier and seeking #wisdom from experienced mentors, I believe I could have made more informed decisions and achieved better results with my first #propertyinvestment. 🎧 Listen to the full #podcast Spotify: https://lnkd.in/gJbF3hYj Apple: https://lnkd.in/gyi-Sad6

Want insider knowledge from top industry experts to take your investments to the next level? Join us! 📅 Tuesday 22nd October 2024 🕡 6:30 PM - 9:00 PM 📍 Ellerslie Events Centre, Auckland

How I learnt the hard way to stay #financially resilient Blandon recounts a pivotal moment in 2021 when, despite a gut feeling to avoid maxing out his #borrowing, he and his partners completed over $10 million in #property transactions. However, they faced significant challenges, resulting in a $300,000 loss due to a lack of a backup plan and nearly maxed-out borrowing. Blandon emphasises the lesson learned: while taking #risks can be valuable, staying #adaptable and having contingency plans are crucial for #longtermsuccess. 🎧 Listen to the full #podcast Spotify: https://lnkd.in/gJbF3hYj Apple: https://lnkd.in/gyi-Sad6

3 key lessons from an #investor with an $88 million #portfolio 1️⃣ Scalable finance: Go for strategies that provide greater flexibility 2️⃣ Solid deals: When the numbers make sense, there's always a solution 3️⃣ Synergistic collaboration: Identify what's missing and double down on your strengths 🎧 Learn more from our #podcast Spotify: https://lnkd.in/gJbF3hYj Apple: https://lnkd.in/gyi-Sad6