Buddy Mortgages and Insurance

When you're hunting for a house, getting a pre-approval is a key step that can boost your confidence and give you a leg up in the market. Check out the top 3 reasons to get a pre-approval in our latest blog 👉 https://lnkd.in/gS2wKrPG #preapproval #NZmortgagebroker #lending #homebuyingtips #mortgagebrokertips

Providing your last 3 months of bank statements is a standard requirement when applying for a home loan, so here's a quick and handy guide on how to do this for each of the major banks: 👉 https://lnkd.in/daMXJ_4H

Have you ever wondered what revolving credit is, and why someone might use it? It's just one of the ways we can structure your mortgage to help you save on interest and pay off your debt sooner. Drop us a line to find out more 👉 https://lnkd.in/gETN6MAu

If you're self employed, getting a home loan might not be so cut and dry! We specialise in small business and sole trader lending, ensuring your financials and forecasts are presented to the bank in the best possible light. Talk to our team about how we can help 👉 https://lnkd.in/gETN6MAu

We’re thrilled to announce that Jason Longo has been named to NZ Adviser's 2024 Top Adviser list! The annual list is regarded as a benchmark for success within the mortgage broking industry and celebrates those who have achieved significant milestones over the past year. The top advisers are ranked by the total value of residential loans settled during the year, and have excelled across a range of areas including: ✅ Expert knowledge, superior service and provision of tailored advice ✅ Adapting to regulatory and legislation changes ✅ Maintaining strong relationships with clients and providing long-term support There are thousands of advisers in New Zealand and being named in the top 1% is an absolutely outstanding achievement! It is such an honour to be recognised and our entire team is so grateful for the support of our customers who have made this accomplishment possible. Thank you for your continued loyalty and for choosing Jason as your trusted adviser – life’s better with a Buddy!

The long-awaited moment has arrived, and it's some good news for Kiwi borrowers. This week, the Reserve Bank of New Zealand (RBNZ) lowered the Official Cash Rate (OCR) by 0.25%. Find out what this means for interest rates, the economy and the housing market in our latest blog 👉 https://rb.gy/8lmx7v

In the past, banks were essentially your only option for securing a loan. If you didn't meet their criteria, you were out of luck. However, the rise of New Zealand's non-bank sector has transformed the lending landscape. Non-bank lenders now offer competitive rates and various alternatives to traditional banks. Here’s what you should understand about the available options 👉 https://lnkd.in/gF4weHGu

🔍 Keen to find out what your mortgage repayments might look like? CalculatorBuddy™ has you covered! 👉 https://lnkd.in/dAa4Jv6P

With the new Debt to Income ratio in effect from 1 July, Kiwis are now limited to how much they can borrow to buy property, based on a multiple of their household income. That multiple depends on if the property will be owner occupied, or an investment property. However, there are a few special exemptions where banks don't need to follow this rule. Questions about what this means for you? Get in touch with our friendly team for a chat 👉 https://lnkd.in/gETN6MAu

💰🏠 If you're working towards buying your first home, check out our latest blog for some tips to help you get your deposit together 👉 https://lnkd.in/gMmgeUjV Did you know, in some situations, we can work with as little as a 5% deposit? Chat to our team about your options: 📱0800 BUDDY M 📧 [email protected]