Proud to be part of the Centre for Finance, Innovation and Technology (CFIT)-led SME Finance Taskforce and excited to share its comprehensive report. This strategic plan is designed to enhance access to finance for UK SMEs, driving innovation and economic growth. From data sharing improvements to financial transparency, CRIF is working to help financial providers overcome today’s biggest business challenges and better meet customers’ needs. Through open banking data and advanced analytics, CRIF helps organisations to understand their customers – whether SMEs or individuals – with greater speed, accuracy and detail than ever before. Discover the full report to see how we plan to make a real difference for small businesses! 👇 https://lnkd.in/dP8C7B6d #UKFintech #SmartData #SMEGrowth #SMEFinance
Chi siamo
CRIF is a global company specializing in credit bureau and business information, outsourcing and processing services, and credit solutions. Established in 1988 in Bologna (Italy), CRIF has an international presence, operating over four continents (Europe, America, Africa and Asia). The mission that drives CRIF is to create value and new opportunities for consumers and businesses by providing reliable information and solutions, allowing more powerful decisions and accelerating digital innovation. Since 1988, CRIF has been responsibly supporting its clients glocally in their everyday financial journey, through trusted information, advanced cutting-edge solutions, and unique expert knowledge. CRIF is the leading provider in continental Europe of banking credit information, one of the key players worldwide providing integrated services and solutions for business & commercial information and credit & marketing management, and is included in the prestigious FinTech 100, a ranking of the leading global technology solution providers to the financial services industry. - 35+ country-based operations - 70+ subsidiary companies - 5,000+ professionals at your service - more than 10,500 financial institutions, 1,000 insurance companies, 82,000 business clients, and 1,000,000 consumers use CRIF services in 50 countries - 500+ software installations
- Sito Web
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http://www.crif.com
Link esterno per CRIF
- Settore
- Servizi IT e consulenza IT
- Dimensioni dell’azienda
- 1001 - 5000 dipendenti
- Sede principale
- Bologna
- Tipo
- Società privata non quotata
- Settori di competenza
- Credit Bureau Services, Credit Bureau Data Pools, Rating Agency, Credit Solutions, Fraud Prevention Solutions, Business Information, Marketing, Consultancy, Debt Collection, Real Estate Services, BPO, Insurance Solutions, Personal Solutions, Software e E-commerce
Località
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Principale
Via Fantin 1-3
Bologna, 40131, IT
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Pristaniska ulica 4
Koper, Koper 6000, SI
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Bilim Sokak 5
Istanbul, Istanbul 34750, TR
Dipendenti presso CRIF
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Andrea Vismara
Project Management Consultant and Trainer, MBA, PMP, PMI ATP Instructor, PMI-PBA, PRINCE2, MSP- Senior Associate at MCE
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Claudio Sangiorgi
Business Development Manager - International Markets at CRIF
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Pavel Balabko
Head of Delivery for Middle East and Asia at CRIF
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Massimo Gentilini
Innovations for financial institutions, Fintech and Insurtech research and Ecosystems are my keywords and my goals.
Aggiornamenti
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🌍 𝐈𝐧𝐭𝐫𝐨𝐝𝐮𝐜𝐢𝐧𝐠 𝐂𝐑𝐈𝐅𝐚𝐜𝐭𝐨𝐫𝐲 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞𝐬: 𝐄𝐦𝐩𝐨𝐰𝐞𝐫𝐢𝐧𝐠 𝐋𝐨𝐜𝐚𝐥 𝐒𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬 We’re thrilled to introduce CRIFactory in the Philippines, a significant step in bringing data-driven innovation closer to our clients. More than just an office, 𝐂𝐑𝐈𝐅𝐚𝐜𝐭𝐨𝐫𝐲 𝐫𝐞𝐩𝐫𝐞𝐬𝐞𝐧𝐭𝐬 𝐨𝐮𝐫 𝐜𝐨𝐦𝐦𝐢𝐭𝐦𝐞𝐧𝐭 𝐭𝐨 𝐞𝐧𝐡𝐚𝐧𝐜𝐢𝐧𝐠 𝐝𝐚𝐭𝐚 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐚 𝐩𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐚𝐩𝐩𝐫𝐨𝐚𝐜𝐡, right at the heart of where our clients are located. Following the success of our Taipei office in 2022, which has become a favorite among our clients, we’re expanding our presence across Asia. CRIFactory reflects our dedication to 𝐛𝐥𝐞𝐧𝐝𝐢𝐧𝐠 𝐭𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐢𝐜𝐚𝐥 𝐚𝐝𝐯𝐚𝐧𝐜𝐞𝐦𝐞𝐧𝐭 𝐰𝐢𝐭𝐡 𝐥𝐨𝐜𝐚𝐥 𝐞𝐱𝐩𝐞𝐫𝐭𝐢𝐬𝐞, demonstrating how 𝐩𝐫𝐨𝐱𝐢𝐦𝐢𝐭𝐲 𝐭𝐨 𝐨𝐮𝐫 𝐜𝐥𝐢𝐞𝐧𝐭𝐬 can serve as a key point of difference in making a lasting impact. The newly built CRIFactory Philippines was inaugurated in the presence of the Ambassador of Italy to the Philippines, Davide Giglio, and Antonio Macaluso, Commercial Attaché from the Italian Embassy, as well as CRIF Group CEO, Carlo Gherardi, and Simone Lovati, CRIF Managing Director for Asia. Thank you also to our clients and partners who attended the CRIFactory Philippines inauguration party! #HighTech #LocalExpertise #DataDrivenSolutions #CRIFactory
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🚀 𝐂𝐑𝐈𝐅 𝐜𝐚𝐩𝐭𝐮𝐫𝐞𝐬 𝐭𝐡𝐞 𝐩𝐨𝐭𝐞𝐧𝐭𝐢𝐚𝐥 𝐨𝐟 𝐆𝐞𝐧𝐞𝐫𝐚𝐭𝐢𝐯𝐞 𝐀𝐈 𝐚𝐭 𝐂𝐑𝐈𝐅 𝐅𝐨𝐫𝐮𝐦 𝟐𝟎𝟐𝟒 The event, held in the Philippines and Indonesia, highlighted the value of generative AI in the banking sector, emphasizing the opportunities it can offer for growth, productivity and innovation. With a specific focus on the situation in the Philippines and Indonesia, Alessandro Vilardi, our EMA & Asia Digital Director, shared thoughtful insights about the potential of Gen AI to transform the industry and its ability to 𝐫𝐞𝐯𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐢𝐳𝐞 𝐭𝐡𝐞 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐣𝐨𝐮𝐫𝐧𝐞𝐲 across financial services, creating more personalized and engaging interactions. At CRIF, we always champion technological innovation through 𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬 𝐭𝐡𝐚𝐭 𝐞𝐧𝐡𝐚𝐧𝐜𝐞 𝐭𝐡𝐞 𝐝𝐢𝐠𝐢𝐭𝐚𝐥 𝐭𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐨𝐟 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐢𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐬, ensuring efficiency and regulatory compliance. Explore how CRIF is shaping the future with cutting-edge technology solutions ➡ https://lnkd.in/g8n5Ft-j
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🤝 𝗖𝗥𝗜𝗙 𝗽𝗮𝗿𝘁𝗻𝗲𝗿𝘀 𝘄𝗶𝘁𝗵 𝗠𝗜𝗧𝗧𝗘𝗟𝗦𝗧𝗔𝗡𝗗𝗦𝗩𝗘𝗥𝗕𝗨𝗡𝗗 𝘁𝗼 𝗲𝗺𝗽𝗼𝘄𝗲𝗿 𝗦𝗠𝗘𝘀 𝘄𝗶𝘁𝗵 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝘃𝗲 𝗘𝗦𝗚 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀 CRIF Deutschland is proud to announce its new partnership with DER MITTELSTANDSVERBUND - ZGV e.V. (SME Groups Germany), the leading professional association of small and medium-sized enterprises (SMEs) in Germany. This strategic collaboration aims to develop innovative solutions for the sustainable transformation of SMEs. 𝗪𝗶𝘁𝗵 𝘁𝗵𝗲 𝗵𝗲𝗹𝗽 𝗼𝗳 Synesgy, the CRIF platform that helps companies to collect and manage sustainability information through an ESG self-assessment, MITTELSTANDSVERBUND member companies can efficiently analyze, verify and optimize their supply chains within the context of ESG reporting. Dr. Frank Schlein, Managing Director of CRIF Deutschland, explained: "𝑇ℎ𝑒 𝑝𝑎𝑟𝑡𝑛𝑒𝑟𝑠ℎ𝑖𝑝 𝑤𝑖𝑡ℎ 𝑀𝐼𝑇𝑇𝐸𝐿𝑆𝑇𝐴𝑁𝐷𝑆𝑉𝐸𝑅𝐵𝑈𝑁𝐷 𝑒𝑛𝑎𝑏𝑙𝑒𝑠 𝑢𝑠 𝑡𝑜 𝑜𝑓𝑓𝑒𝑟 𝑆𝑀𝐸𝑠 𝑎 𝑐𝑜𝑚𝑝𝑟𝑒ℎ𝑒𝑛𝑠𝑖𝑣𝑒 𝑠𝑜𝑙𝑢𝑡𝑖𝑜𝑛 𝑓𝑜𝑟 𝑠𝑖𝑚𝑝𝑙𝑖𝑓𝑖𝑒𝑑 𝑠𝑢𝑠𝑡𝑎𝑖𝑛𝑎𝑏𝑖𝑙𝑖𝑡𝑦 𝑟𝑒𝑝𝑜𝑟𝑡𝑖𝑛𝑔 𝑎𝑛𝑑 𝑖𝑛𝑐𝑟𝑒𝑎𝑠𝑒𝑑 𝑡𝑟𝑎𝑛𝑠𝑝𝑎𝑟𝑒𝑛𝑐𝑦 𝑖𝑛 𝑡ℎ𝑒𝑖𝑟 𝑠𝑢𝑝𝑝𝑙𝑦 𝑐ℎ𝑎𝑖𝑛𝑠. 𝑇ℎ𝑖𝑠 𝑒𝑛𝑎𝑏𝑙𝑒𝑠 𝑚𝑜𝑟𝑒 𝑟𝑒𝑙𝑖𝑎𝑏𝑙𝑒 𝑎𝑛𝑑 𝑠𝑢𝑠𝑡𝑎𝑖𝑛𝑎𝑏𝑙𝑒 𝑑𝑒𝑐𝑖𝑠𝑖𝑜𝑛𝑠 𝑡𝑜 𝑏𝑒 𝑚𝑎𝑑𝑒."
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🍃 𝐃𝐫𝐢𝐯𝐢𝐧𝐠 𝐒𝐮𝐬𝐭𝐚𝐢𝐧𝐚𝐛𝐥𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐞: 𝐓𝐡𝐞 𝐂𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐑𝐨𝐥𝐞 𝐨𝐟 𝐄𝐒𝐆 𝐢𝐧 𝐭𝐡𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐒𝐞𝐜𝐭𝐨𝐫 CRIF Information Technology Solutions - Jordan is proud to have participated in the recent ESG Forum, organized by the Union of Arab Banks and Association of Banks in Jordan ABJ, which took place at the Intercontinental Hotel in Amman, Jordan. The event brought together representatives from the banking sector, regulatory bodies, and industry experts to discuss the crucial integration of 𝐄𝐒𝐆 𝐬𝐭𝐚𝐧𝐝𝐚𝐫𝐝𝐬 𝐰𝐢𝐭𝐡𝐢𝐧 𝐭𝐡𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐞𝐜𝐭𝐨𝐫. The forum focused on 𝐡𝐨𝐰 𝐛𝐚𝐧𝐤𝐬 𝐚𝐧𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐢𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐬 𝐜𝐚𝐧 𝐥𝐞𝐚𝐝 𝐭𝐡𝐞 𝐰𝐚𝐲 𝐢𝐧 𝐩𝐫𝐨𝐦𝐨𝐭𝐢𝐧𝐠 𝐄𝐒𝐆 𝐩𝐫𝐢𝐧𝐜𝐢𝐩𝐥𝐞𝐬 through their lending, investment and risk management practices. 👏 A special thanks goes to Areej Obiedat, CRIF ITS General Manager, Giorgio Costantino, CRIF Global Transformation Services Executive Director, for their speech entitled "𝘌𝘚𝘎 𝘉𝘢𝘯𝘬𝘪𝘯𝘨 𝘊𝘩𝘢𝘭𝘭𝘦𝘯𝘨𝘦𝘴: 𝘈𝘴𝘴𝘦𝘴𝘴𝘪𝘯𝘨 𝘵𝘩𝘦 𝘐𝘮𝘱𝘢𝘤𝘵 𝘰𝘧 𝘊𝘭𝘪𝘮𝘢𝘵𝘦 𝘙𝘪𝘴𝘬𝘴 𝘸𝘪𝘵𝘩 𝘈𝘥𝘷𝘢𝘯𝘤𝘦𝘥 𝘈𝘯𝘢𝘭𝘺𝘵𝘪𝘤𝘴". Last but not least, thanks to Naser Abu Zahra, Vice President-Head of Corporate Banking sector at Housing Bank, for the discussion about banks’ experience in using Synesgy assessment for ESG scoring.
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🚀 𝐆𝐞𝐧𝐀𝐈 𝐝𝐫𝐢𝐯𝐞𝐬 𝐢𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧: 𝐝𝐢𝐬𝐜𝐨𝐯𝐞𝐫 𝐭𝐡𝐞 𝐂𝐑𝐈𝐅 𝐢𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 𝐡𝐮𝐛 𝐚𝐧𝐝 𝐩𝐫𝐚𝐜𝐭𝐢𝐜𝐚𝐥 𝐮𝐬𝐞 𝐜𝐚𝐬𝐞𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐞𝐜𝐭𝐨𝐫 The rapid acceleration in the use of 𝐆𝐞𝐧𝐞𝐫𝐚𝐭𝐢𝐯𝐞 𝐀𝐈 𝐢𝐬 𝐫𝐚𝐝𝐢𝐜𝐚𝐥𝐥𝐲 𝐭𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐢𝐧𝐠 𝐭𝐡𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐞𝐜𝐭𝐨𝐫. Banking and insurance players, aware of the huge potential of this technology, are implementing AI-based solutions to increase operational efficiency and deliver cutting-edge services to customers. 𝐀𝐭 𝐂𝐑𝐈𝐅, 𝐆𝐞𝐧𝐀𝐈 𝐢𝐧𝐢𝐭𝐢𝐚𝐭𝐢𝐯𝐞𝐬 𝐚𝐫𝐞 𝐝𝐫𝐢𝐯𝐞𝐧 𝐛𝐲 𝐭𝐡𝐞 𝐈𝐧𝐧𝐨𝐯𝐄𝐜𝐨𝐒 𝐢𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 𝐡𝐮𝐛, whose mission is to lead the development of business models and future technology trends across borders. 💡 𝐃𝐢𝐬𝐜𝐨𝐯𝐞𝐫 two real-world cases of innovation, and 𝐡𝐨𝐰 𝐂𝐑𝐈𝐅 𝐜𝐚𝐧 𝐬𝐮𝐩𝐩𝐨𝐫𝐭 𝐛𝐚𝐧𝐤𝐬 𝐚𝐧𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐢𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐬 𝐢𝐧 𝐭𝐡𝐞𝐢𝐫 𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐬 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐆𝐞𝐧𝐀𝐈. Read the full article here: https://lnkd.in/gDYrR9_P
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🌱 𝗖𝗥𝗜𝗙'𝘀 𝗴𝗹𝗼𝗯𝗮𝗹 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗘𝗦𝗚 𝗣𝗹𝗮𝘁𝗳𝗼𝗿𝗺 𝗦𝘆𝗻𝗲𝘀𝗴𝘆 𝗶𝘀 𝗻𝗼𝘄 𝗚𝗥𝗜 𝗹𝗶𝗰𝗲𝗻𝘀𝗲𝗱 We are pleased to announce that as of July 31st, CRIF is part of #GRILicensing program for Synesgy, our global digital ESG platform. This achievement is the result of a comprehensive verification process conducted with the Global Reporting Initiative (GRI) over the past few months. This licensing represents a significant milestone in our ongoing commitment to sustainability within the supply chain. It also marks the beginning of an increasingly 𝘀𝘁𝗿𝗼𝗻𝗴 𝗽𝗮𝗿𝘁𝗻𝗲𝗿𝘀𝗵𝗶𝗽 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝗚𝗥𝗜, further solidifying our dedication to helping businesses worldwide take responsibility for their impacts. We extend our gratitude to everyone involved in this journey and look forward to continuing our collaboration with GRI, supporting organizations in their sustainability efforts. #CRIF #Synesgy #GRI #Sustainability #ESG #SupplyChain #SustainabilityAssessment #Growth #Partnership #GRIStandards #GRILicensing
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🌊 𝗦𝘂𝗺𝗺𝗲𝗿 𝗶𝘀 𝗮 𝘁𝗶𝗺𝗲 𝗳𝗼𝗿 𝗿𝗲𝗹𝗮𝘅𝗮𝘁𝗶𝗼𝗻, 𝘁𝗿𝗮𝘃𝗲𝗹, 𝗮𝗻𝗱 𝗲𝗻𝗷𝗼𝘆𝗶𝗻𝗴 𝗮 𝗻𝘂𝗺𝗯𝗲𝗿 𝗼𝗳 𝗴𝗮𝘁𝗵𝗲𝗿𝗶𝗻𝗴𝘀, 𝗳𝗿𝗼𝗺 𝗺𝘂𝘀𝗶𝗰 𝗳𝗲𝘀𝘁𝗶𝘃𝗮𝗹𝘀 𝘁𝗼 𝘀𝗽𝗼𝗿𝘁𝗶𝗻𝗴 𝗲𝘃𝗲𝗻𝘁𝘀. Unfortunately, 𝗶𝘁'𝘀 𝗮𝗹𝘀𝗼 𝗮 𝗽𝗲𝗮𝗸 𝘁𝗶𝗺𝗲 𝗳𝗼𝗿 𝗰𝘆𝗯𝗲𝗿𝗰𝗿𝗶𝗺𝗶𝗻𝗮𝗹𝘀 𝗮𝗻𝗱 𝘀𝗰𝗮𝗺𝗺𝗲𝗿𝘀. With more people using their devices in public and on public Wi-Fi networks, the risk of fraud increases. 🔍 What can you do to stay safer when we are at the airport, at a gig, or at the stadium? Scroll the gallery! And if you're looking for in-depth tips on how to have a safer summer, away from credit fraud, personal data theft and for other cyber-attacks, 𝗿𝗲𝗮𝗱 𝘁𝗵𝗲 𝗳𝗶𝗿𝘀𝘁 𝗮𝗿𝘁𝗶𝗰𝗹𝗲 𝗶𝗻 𝗼𝘂𝗿 𝗻𝗲𝘄 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 ➡ https://lnkd.in/dSV99ckW #CRIF #financialeducation #cybersecurity #datasafety #securitytips #staysafeonline
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🎉 𝗝𝘂𝗹𝘆 𝘄𝗮𝘀 𝗮 𝗯𝘂𝘀𝘆 𝗮𝗻𝗱 𝗲𝗻𝗴𝗮𝗴𝗶𝗻𝗴 𝗺𝗼𝗻𝘁𝗵 𝗳𝗼𝗿 𝗖𝗥𝗜𝗙, 𝗳𝗶𝗹𝗹𝗲𝗱 𝘄𝗶𝘁𝗵 𝗲𝘅𝗰𝗶𝘁𝗶𝗻𝗴 𝗮𝗰𝘁𝗶𝘃𝗶𝘁𝗶𝗲𝘀 𝗮𝗻𝗱 𝘀𝗶𝗴𝗻𝗶𝗳𝗶𝗰𝗮𝗻𝘁 𝗲𝘃𝗲𝗻𝘁𝘀 𝗮𝗰𝗿𝗼𝘀𝘀 𝗘𝘂𝗿𝗼𝗽𝗲. This period was marked by significant achievements and memorable experiences, reflecting CRIF's dedication to innovation, sustainability and strengthening team cohesion. Here's to many more successful endeavors ahead! ✨ Take a moment to scroll through the carousel and explore the July recap of CRIF's events and initiatives.
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🔍 𝗗𝗶𝘀𝗰𝗼𝘃𝗲𝗿 𝗼𝘂𝗿 𝗽𝗿𝗮𝗰𝘁𝗶𝗰𝗮𝗹 𝘁𝗶𝗽𝘀 𝗼𝗻 𝗵𝗼𝘄 𝘁𝗼 𝗽𝗿𝗼𝘁𝗲𝗰𝘁 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳 𝗳𝗿𝗼𝗺 𝗼𝗻𝗹𝗶𝗻𝗲 𝘀𝘂𝗺𝗺𝗲𝗿 𝘀𝗰𝗮𝗺𝘀. Summer, a season of vacations, barbecues and carefree fun, is also, unfortunately, a peak time for credit fraud, personal data theft and for other cyber-attacks. Fraudsters are opportunists and take advantage of times when consumers are most likely to be distracted or less vigilant. Read the 1st edition of “𝗜𝗻𝘀𝗶𝗴𝗵𝘁𝘀 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗙𝘂𝘁𝘂𝗿𝗲”, the CRIF newsletter covering a wide range of important topics, such as access to credit, financial education, cybersecurity, digital transformation, ESG and much more! 📩 𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝗻𝗼𝘄 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗹𝗮𝘁𝗲𝘀𝘁 𝘂𝗽𝗱𝗮𝘁𝗲𝘀 𝗮𝗻𝗱 𝘀𝘁𝗮𝘆 𝗶𝗻 𝘁𝗵𝗲 𝗹𝗼𝗼𝗽!
Rising temperatures, rising fraud: how to protect yourself from the summer wave.
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