Trade Republic

“Building wealth needs to be made accessible to everybody.” European Markets Lead, Matthias Baccino explains how Trade Republic sets itself apart from traditional banks, and how being a father of two has shaped him into a more efficient and empathetic leader. Full interview on YouTube: https://lnkd.in/e5d466Nq #TradeRepublic #ConversationsWith

Streamlining UI testing with visual regression tests. Grigorii Gorshkov, Full-stack Engineer at Trade Republic, explains how we implemented UI guards using visual regression testing. This approach helps us quickly catch visual bugs and maintain quality, allowing for more reliable and predictable deployments. Check out the latest insights from our engineering team: https://lnkd.in/ehudxQwZ #TradeRepublic #Engineering #UITesting #Automation #TechInnovation

Ottolinger x Trade Republic Ottolinger’s iconic handbags featuring our Trade Republic Mirror card during the Paris Fashion Week. 
"Financial independence is the truest expression of freedom. Every woman should invest – it’s the only path to true empowerment. The Mirror cards, attached as charms to our bags, make a bold statement: it’s time to take control of your finances and celebrate freedom – on the runway and in life." - Cosima Gadient & Christa Bösch, co-founders of Ottolinger.

Optimizing PostgreSQL Performance: Hash vs. List Partitioning In a deep dive by Sadeq Dousti, Staff Software Engineer, we explore how choosing the right partitioning strategy significantly boosted query performance. Check out our analysis and see how hash partitioning outperformed list partitioning in key scenarios on our blog: https://lnkd.in/etbhbtSk

Public pension costs in Spain are set to double in the next 20 years. A new study by Trade Republic, led by Prof. Javier Diaz-Gimenez from IESE Business School, projects Spain’s public pension costs will reach 225 billion euros by 2044 - 91 % higher than today, excluding inflation. Key factors include: - 16 million Spaniards will retire in the next 20 years, an increase of over 40 % compared to today. - The average time receiving pensions will rise 11 %, from 23.7 to 26.2 years. - Real-term pensions are rising due to longer careers and higher productivity, potentially increasing average pensions by 40 %. In 2023, 31 % of Social Security spending was covered by the General State Budget, highlighting future financial strain. With just 50 € monthly contributions at a 7 % annual return over 40 years, Spaniards could accumulate 128,000 € in today's purchasing power. However, high management fees (2 %) could reduce that wealth by 55 %, so choosing low-fee investments is crucial. The full study can be found (in Spanish) here: https://lnkd.in/dQZVBv_G

Insights from our recent Grafana Meetup In the session "Day-2 Operations with the LGTM Stack at Trade Republic", Nikolay Andreev, delved into our journey with LGTM (Loki, Grafana, Tempo, Mimir). Goutham Veeramachaneni, Product Manager at Grafana Labs presented "Shifting Gears: Switching from Delta to Cumulative Metrics Backends." Goutham’s insights on migrating from delta-style to cumulative metrics backends highlighted key tradeoffs and practical tips for transitioning. A big thank you to everyone who joined us! Let's continue to share knowledge and drive innovation in observability. #TradeRepublic #GrafanaMeetup

Gen Z knows better. Ipsos I&O published “Investing among three generations” in the Netherlands, commissioned by Trade Republic. The study analyzes Dutch investment behavior by Gen X (born 1961-1980), Gen Y (1981-1994) and Gen Z (1995-2012). Key findings: - Gen Z holds 3x as much of their portfolio in ETFs vs. Gen X (21% vs. 7%). - Younger Dutch prefer savings plans. 56% of Gen Y and 52% of Gen Z vs. 41% of Gen X. - 59% of respondents receive less than 2% interest on their savings. The study was covered by multiple media outlets, including De Telegraaf, IEX Media BV, DeAandeelhouder.nl, BNR Nieuwsradio and Beurscafé.

€ $ ¥ paid. 1 % back. Our latest OOH campaign at airports and train stations across Spain and Germany. Next time you travel, bring your Trade Republic Card. #TradeRepublic #MirrorCard

“What a difference a year makes.” We brought the company together for our biannual Mission Day, to look at what we achieved and what the focus will be for the coming months. We moved from brokerage to banking with a new app, shipped over a million cards in the first 5 months, and started rolling out our own Trade Republic IBAN. Our focus for the next months will be to double down on our banking and wealth offering, combined with leading customer service.

Are ETF savings plans better than pension funds for retirement? Trade Republic presents key insights on pension planning in Italy. On June 19th, our Regional Manager Italy, Emanuele Agueci, hosted 22 journalists at the Grand Hotel Et de Milan to present the study conducted by Professors Michele Raitano and Marco di Pietro from La Sapienza University of Rome. Key Findings: - Performance of ETFs: Over the past 20 years, ETFs have outperformed the average pension fund by 43% per year. - Public Sentiment on Pensions: 74% of Italians experience negative emotions (sadness, uncertainty, despair) when thinking about their pensions. - Need for Supplementation: 97% of Italians believe it is necessary to complement their public pension. These findings underline the importance of informed financial planning to secure a stable retirement. The study was covered already by 28 media outlets, incl. La Repubblica, Corriere della Sera, Il Sole 24 Ore, Avvenire, and Il Resto del Carlino. #TradeRepublic #PensionGap #Europe