Dominium Capital Group

💼 Navigating ATO Debt: Exploring Smart, Secure Solutions 💼 Recently, a client with an ATO debt liability of approximately $600,000 faced a difficult decision. Initially advised to secure a loan against his family home to clear the debt, he was understandably concerned about the personal risk this could impose—especially given he owns the property with his wife. Additionally, he was advised a minimum 4 to 6-week turnaround time for the funds to become available: time he didn’t feel he had. Instead, he was referred to us at Dominium Capital, where we explored a different approach. We recommended an unsecured business loan to quickly cover the ATO liability, relieving the immediate pressure without endangering the family home. This solution provided two significant benefits: ✅ Immediate relief from ATO demands, allowing breathing space to focus on restructuring the business towards stronger cashflow. ✅ Flexibility to consider alternate debt arrangements downstream, without the immediate threat of the ATO escalating actions. Working closely with specialist insolvency legal practitioners, we aim to offer clients sustainable solutions that safeguard their personal and business assets. Sometimes, the right advice isn't just about the quickest option – although that was the case in this situation - but the option that provides stability, time, and peace of mind. If you or someone you know faces similar challenges, remember there are paths forward that don’t require risking the family home. 💡 I work with small business entrepreneurs and high-earners to: Understand, Improve and Release Cashflow ⬇ Create Assets for independent Wealth & Income ⬇ Protect those Assets. #BusinessFinance ✅ #CashflowSolutions ✅ #ATODebtManagement ✅ #InsolvencySupport ✅ #SmartFinancialChoices ✅

🔒 Feeling “trapped” by your business? You’re not alone. 🔑 Many business owners love what they do, but they often find themselves in a position where there seems to be no exit strategy. The business runs them, rather than the other way around, and the prospect of stepping back or selling feels out of reach. But it doesn’t have to be that way. The right plan can turn things around—transforming your business into an asset that works for you, giving you the freedom to choose your path. Whether it's building up independent wealth or setting up a succession plan, the key is starting now to create a business that aligns with your future goals. 💡 If you’ve ever wondered how to break free from that "no end in sight" feeling, there are options—ones that don’t require sacrificing the love of your work. I’d welcome the opportunity to work together to build wealth that’s as independent as you are. 🤝 I work with small business entrepreneurs and high-earners to: Understand, Improve and Release Cashflow ⬇ Create Assets for independent Wealth & Income ⬇ Protect those Assets. #WealthManagement #AssetAllocation #FinancialIndependence #StrategicInvesting #BusinessGrowth

🌟 Dynamic Strategic Asset Allocation: Building Wealth with Precision 🚀 When it comes to building long-term, independent wealth, returns don’t just happen by themselves. As a Financial Adviser, my role is to take a strategic approach to asset allocation that adapts to both market conditions and personal financial goals. This is where Dynamic Strategic Asset Allocation (DSAA) truly shines, in my view. 💡 Unlike Tactical Asset Allocation (TAA), which often focuses on short-term market moves and can be reactive, DSAA looks at the bigger picture. 🌍 DSAA combines a long-term vision with the flexibility to adjust over time - not just in response to short-term trends but in anticipation of broader economic shifts. For small business entrepreneurs and high-earning executives, this means your portfolio isn’t being constantly churned, but is, instead, thoughtfully rebalanced with an eye on sustainable growth and wealth protection. 📈 TAA may work for those chasing short-term gains, but in a world where you’ve worked hard to build your wealth, your financial goals – like those of my clients – might demand both stability and growth: this is where a DSAA approach can offer a more disciplined and future-focused strategy. 🛡️💼 DSAA is not just reacting to market trends; it is strategically positioning your assets in an attempt to achieve the best possible outcomes, whether that's preserving wealth during uncertain times or capitalising on growth when opportunities knock. 🔑📊 In the end, successful asset allocation is about more than just balance - it's about intelligent action. A well-designed portfolio, backed by a dynamic strategy, ensures your wealth keeps working for you, even when the market landscape shifts. 💪 I’d welcome the opportunity to work together to build wealth that’s as independent as you are. 🤝 I work with small business entrepreneurs and high-earners to: Understand, Improve and Release Cashflow ⬇ Create Assets for independent Wealth & Income ⬇ Protect those Assets. #WealthManagement #AssetAllocation #FinancialIndependence #StrategicInvesting #BusinessGrowth

Are you a small business entrepreneur? Are you on the path towards Financial Freedom? This checklist might help you answer the question. (No need to provide email, phone, name, anything at all - it's free for you to download and use). I work with small business entrepreneurs and high-earners to: Understand, Improve and Release Cashflow ⬇ Create Assets for independent Wealth & Income ⬇ Protect those Assets. https://lnkd.in/gxa9QeGU

Had to laugh (at myself)… trying to work from home this week with the kids home on holidays. But… Typical Melburnian: didn’t even break 20 degrees today, but we get some sun and blue sky and it’s “right - time for shorts and a polo on and set up outside to work… “😂

There's nothing wrong with running a small business as a "hobby" - if that's what you want and if it makes you happy. BUT, if you do run a "hobby business", and subsequently feel dissatisfied with a lack of "financial success", you may need to more deeply explore what it is that you want to achieve. My article below includes a checklist for you to use (no names, email, contact details requested, I promise!) so you can explore how you feel about being a Hobbyist versus an Entrepreneur. Enjoy! I work with small business entrepreneurs and high-earners to: Understand, Improve and Release Cashflow ⬇ Create Assets for independent Wealth & Income ⬇ Protect those Assets. #ElitePerformance #LeadershipGoals #WorkplaceCulture #HighPerformanceTeams #TalentAttraction #GrowthMindset

Maximising Savings: Why You Should Consider Reviewing Your Property Loan High-earning executives and Small Business Entrepreneurs often don't have time to analyse where they could make real savings on their loan facilities - whether it be residential or commercial property. With interest rates fluctuating, reviewing your current residential or commercial property loan could reveal significant cost-saving opportunities. Engaging a mortgage broker to conduct a thorough review offers several advantages: - Expert Insights: Brokers have access to a wide range of lenders and can identify loan products that better suit your financial goals. - Cost Savings: Even a small reduction in interest rates can lead to substantial long-term savings. - Time Efficiency: A broker can streamline the comparison process, saving you the effort of researching different loan options yourself. - Personalised Advice: They offer tailored solutions based on your unique financial situation and needs. Below is a real win from earlier this week, on a modestly sized home loan debt. The existing lender didn't want to offer a pricing (interest rate) discount - we attempt this in the first instance, rather than switching lenders wherever possible - so we found other options that could lead to a circa $5,000 per annum saving. Don’t leave potential savings on the table. Now is the perfect time to ensure your loan is optimised to work harder for you. #MortgageAdvice #PropertyFinance #InterestRates Disclaimer: This information is of a general nature and does not take into account your financial situation, objectives, or needs. Before acting on any advice, you should seek independent professional advice from a LICENCED AND QUALIFIED PROFESSIONAL to ensure it is appropriate for your personal circumstances.

"Retirement" looks very different for clients today, than what it did when I first started out around 25 years ago... read my thoughts on what's required these days and why. I'd be keen for you to share your experiences in the comments! 👇 #lifestyle #retirement https://lnkd.in/gE9c-zQf