Coverage & Policy Issues

Catastrophe bond holders may be looking at returns of as much as 12%.

Signs of stress: In addition to expected lawsuits, divorce and domestic abuse tend to increase after a catastrophe.

Community leaders and insurance carriers all have a role to play in bringing forest insurance products to market.

Insureds are increasingly turning to Russian providers backstopped by a heavily sanctioned, state-backed reinsurer.

The average cost to replace a roof in 2023 was $16,000 for residential properties and $40,000 for commercial structures.

Equitable study: The average American spent only 30 to 60 minutes making open enrollment decisions in 2023.

Some insurers take steps to limit their dog-bite liability exposures.

In the wake of disasters like Helene and Milton, insurers should offer incentives for resilience-focused construction.