Nova Credit

Want to learn about proven and reliable ways to activate cash flow analytics within your organization today? Come speak with our cash flow analytics experts at Booth #11315 or sign up below. See you around and enjoy the conference! https://lnkd.in/dTBuSNnp

Ready to talk Open Banking and cash flow analytics at Money20/20? 💡 Join Nichole Mustard, Credit Karma Co-founder and Fmr. Chief Revenue Officer, and Misha Esipov, CEO, Nova Credit, at Money20/20 as they take the stage in a session exploring what these applications mean for credit cards in the future. Add this session to your calendar and check out where to find us in Vegas ⬇️ https://lnkd.in/dTBuSNnp

Open Banking is going mainstream in the U.S.! 👐 🏦 🇺🇸 The CFPB’s 1033 Rule represents a monumental step forward for the U.S. financial ecosystem. By driving the adoption of Open Banking, cash flow underwriting, and innovation in data access, this regulation will benefit all stakeholders—banks, fintechs, and, most importantly, consumers. We are excited about the possibilities that 1033 presents, and we believe this regulatory milestone will provide more consumers with fair access to credit by accelerating the adoption of cash flow underwriting and other credit analytics use cases, which we are proud to support. Read our full response to 1033 here: https://lnkd.in/gTUNJsD4

🇬🇧 Excited to share that HSBC has expanded the use of the Nova Credit Platform to include Mortgages!   After a successful first year serving HSBC’s global credit card business, we are proud to activate the Credit Passport to drive responsible growth within mortgage! We couldn't have asked for a better partner than HSBC to fuel our international expansion, from launching in Singapore to the UK. Seeing the Nova Platform leveraged to support financial access for newcomers across multiple geos and multiple verticals is what we set out to will into existence. The Nova Platform is quickly emerging as the industry's leading solution for unlocking alternative data to plug the gaps in the traditional credit bureaus. From Cash Flow Underwriting for loans for partners like SoFi, to powering newcomer acquisition for partners like Scotiabank and Rogers Bank, to now enabling mortgages with HSBC for people around the globe. Nova Credit continues to drive change in an industry very much in need of it. Come learn more about the many credit use cases powered by Nova's Platform Alternative at Money20/20! #hsbc #mortgage #credit #creditpassport #money2020 https://lnkd.in/eB3JMiAt

🚀 KICKSTART your cash flow analytics journey at Money20/20! 🚀 🗓️ Monday, October 28 ⏰ 8:30 AM - 10:30 AM ☕ Coffee & Conversation: Cash Flow Analytics Cash flow analytics is transforming the lending industry—so how do you get started and get the most lift? Join Chris Hansen (Nova Credit), Tim Hong (MoneyLion), and Richard Franks (PayPal) as they share strategies for getting started with minimal tech investment. This Q&A session will explore: 🔑 Low and no-code implementation options to drive fast impact 🚀 High-value use cases to maximize coverage & conversions 🌐 Affiliate channels to access consumer-permissioned data ⚙️ Overcoming infrastructure and user experience challenges Seats are limited, so RSVP now for the last remaining spots ⬇ https://lnkd.in/em8B6b8s #Money2020 #CashFlowAnalytics #Fintech #Underwriting #NovaCredit #lending

We're thrilled to announce the expansion of our multi-year relationship with SoFi! 🎉 SoFi is tapping into the power of cash flow underwriting to say yes to more borrowers using Cash Atlas™ by Nova Credit. Cash Atlas™ enables SoFi to access consumer-permissioned bank data and cash flow analytics, driving responsible loan growth for SoFi and its customers. At Nova Credit, we’re passionate about building modern credit infrastructure and data analytics for a more fair and inclusive financial system. We’ve been working closely with SoFi since 2020, and this latest chapter in our partnership is a testament to our shared vision: empowering more people to achieve their financial goals. 💡 A huge thanks to the SoFi team for their continued trust in our solutions! Here’s to driving more innovation together! 🤝 Read more 🔗 : https://lnkd.in/eky5S9St #Fintech #CreditInnovation #CashFlowUnderwriting #Partnership #NovaCredit #SoFi #CashAtlas #FinancialInclusion

🇨🇦 🇨🇦 🇨🇦 Today, we are proud to announce our partnership with Quarters to serve the rising new-to-Canada population. Leveraging the integration of Credit Passport, the Quarters platform will help newcomers use their existing credit history to access rental opportunities and secure housing before they arrive in Canada. “At Quarters, we believe that finding a home is more than just a transaction—it’s a journey. We’re thrilled to partner with Nova Credit to make this journey smoother for newcomers,” said Romir Joshi, CEO of Quarters. “Our platform not only makes dream homes more affordable but also empowers users to build a strong financial foundation in Canada.” We look forward to working with the Quarters team to help newcomers to Canada not only build credit but also to confidently make Canada their home with ease. Learn more here: https://lnkd.in/emtCwkm3 Next month, we will be at the #CanadianLendersSummit on Nov 6, where we will catch up with lenders on new solutions to serve traditionally underserved populations.

We can't wait to reconnect at Money20/20 this month! Are you attending? Here's a preview of where you can find Novans. 🔎 Attend our Session: Get inside industry leaders' POV at our CEO Misha Esipov's session on Sun, Oct 27 at 11:35am “Open Banking and the Future of the Credit Card.” 🔎 Brunch & Learn: Want to learn more about cash flow analytics from experts? Apply to attend an invite-only breakfast & learn session on getting started with cash flow analytics, focusing on new, low and no-code implementation options. 🔎 Book a 1x1 Meeting: Take home exclusive Nova Credit swag and catch up with our product experts. See all exclusive events and book a meeting with our product experts: https://lnkd.in/eQSZUrjK

🇨🇦 🇨🇦 Following a successful first year implementing Credit Passport with Scotiabank, we are excited to announce the expansion of our partnership, deploying our cross-border credit solution in their web and mobile applications! 📱 🖥 Last July, we jointly launched our first cross-border credit partnership in Canada with Scotiabank. Enabling newcomer clients to leverage their foreign credit history to request higher credit limits resulted in many getting 2x more than they would have received otherwise. With an expansion into mobile and web experiences, Scotiabank ➕ Nova Credit will undoubtedly help many more newcomers get access to the credit they deserve and start building their life with a better footing. Our team is proud to continue to partner with Scotiabank to create solutions that drive impact for newcomers. Hats off to the entire team. Check out the full release ➡ https://lnkd.in/eWYfK3QK

💡 💡 Section 1033 is expected to increase the sharing of consumer banking data between institutions and third parties, known as open banking. While this benefits both lenders and borrowers, it relies on consumers feeling comfortable sharing their information. To achieve this, lenders must build trust through clear, transparent communication, which is key to realizing open banking's potential. Nikki Cross, Nova Credit’s Sr. Director of Data Science Solutions, shares best practices and insights in a recent BAI article. Read more at the link below. ⬇ https://lnkd.in/eY5Myu6W