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Pearl Kim and Doretha Watkins, in the twilight of their lives, meet in an assisted living facility. Placed there unwillingly by their ungrateful children, they devise a plan to leave and live on their own. Pearl, a widow by her own hands, ropes Doretha into a lucrative yet illegal scheme. The plan, to find homeless men, insure them and ultimately kill them. Everything was going swimmingly, until they lured in the wrong target.