However, a debt validation letter is different. This is a document sent by a collection agency, showing that the debt exists and you are responsible. A call from a collection agency or debt ...

Part of the issue is that the recent surge in digital lending and automated debt collection systems has made mix-ups more ...

If you need to contact a collection agency to dispute a debt, request a debt validation letter or ask the collection agency that all communication be in writing, use these templates on Consumer.gov.