As the middlemen between drug companies and insurers, PBMs are shoo-ins as the villains behind high drug prices. But they do play a useful role in the health marketplace.
Insurance costs are rising quickly across much of the country. Hurricanes are part of the reason, but it’s the other perils common across the Midwest and Great Plains that complicate costs.
Australia’s corporate regulator is closely examining the way death benefit and other insurance claims are processed across the entire superannuation sector.
FEMA’s recovery work after Helene and Milton has been hampered by misinformation. Here’s what the agency actually does to help people displaced by disasters.
A report into the insurance sector’s response to the 2022 floods outlined a detailed pathway to reform. But these steps alone won’t solve the growing problem posed to Australian households by climate change.
For both developed and developing economies, recovering from extreme climate events requires measures that address systemic challenges and empower communities to build a better future.
The vast majority of damage to residential buildings during flooding occurs in basements. Rather than rebuilding identically after a disaster, we need to build better.
Insurance companies will need to be innovative and explore new policy options as they manage the growing risk to homes from climate change and natural disasters.
A town hit hard by two hurricanes, downpours and a deep freeze, all in the midst of a pandemic, offers crucial lessons for everyone’s disaster planning and recovery.
Climate change is making some parts of Australia unliveable or uninsurable. We need a national conversation about the planned relocation. A proposed National Relocation Authority can lead the way.
Two weather and climate scientists explain what these two vital industries consider extreme, and how the impacts of any given extreme can vary greatly between sectors.
Genomic research stands to help develop new medical treatments – and we need donations of lots of data for this to work. But people don’t want data on their genes to be exploited for profit.
Insurance is supposed to be a safety net, but it can be weaponised in domestic and family violence situations. There’s a lot we can do to better protect victim-survivors.
Lecturer and Research Fellow, School of Geography, Planning, and Spatial Sciences. Coordinator, Education for Sustainability Tasmania, University of Tasmania