Observation:
Q1 2024: 44 (+ more) Updated: Jul 24, 2024 9:32 AM CDTQ1 2024: | 44 | |
Q4 2023: | 44 | |
Q3 2023: | 44 | |
Q2 2023: | 44 | |
Q1 2023: | 44 | |
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Units:
Ratio,Frequency:
Quarterly,Data in this graph are copyrighted. Please review the copyright information in the series notes before sharing.
Source: Federal Reserve Bank of Philadelphia
Release: FR Y-14M Large Bank Credit Card and Mortgage Data
Units: Ratio, Not Seasonally Adjusted
Frequency: Quarterly, End of Quarter
The 90th percentile back-end debt-to-income (DTI) ratio. The back-end DTI ratio is the percentage of a borrower's monthly income that would go toward all the borrower's debt obligations. The total monthly debt payments (including proposed housing expenses) are divided by the total monthly income of the borrower. Back-end DTI is reported at origination. For more detail see: methodology.
Federal Reserve Bank of Philadelphia, Large Bank Consumer Mortgage Balances: Original Back-End Debt-to-Income (DTI): 90th Percentile [RCMFLBBEDTIPCT90], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/RCMFLBBEDTIPCT90, .