The following list ranks countries by the share of population with access to financial services. Access to financial services is defined as the share of the adult population (population ages 15+) with an account ownership at a financial institution or with a mobile-money-service provider. The data for the ranking taken from the Global Financial Inclusion Database, which was compiled by the World Bank. Available indicators are reported for 2021, 2017, 2014, and 2011.[1]
Country/Territorry/Region/Group | 2011 | 2014 | 2017 | 2021 | 2022 |
---|---|---|---|---|---|
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50.63% | 61.92% | 68.50% | 76.20% | |
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9.01% | 9.96% | 14.89% | 9.65% | |
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39.20% | 29.32% | — | — | |
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28.27% | 37.99% | 40.02% | 44.17% | |
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59.73% | 83.74% | 88.21% | 85.74% | |
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33.13% | 50.20% | 48.71% | 71.63% | |
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17.49% | 17.67% | 47.76% | 55.35% | |
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99.06% | 98.86% | 99.52% | 99.32% | |
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97.08% | 96.73% | 98.16% | 99.95% | |
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14.90% | 29.15% | 28.57% | — | 46.26% |
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7.24% | 7.11% | — | — | |
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96.31% | 98.13% | 98.64% | 99.01% | |
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10.46% | 16.62% | 38.49% | 48.61% | |
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13.35% | 14.36% | 43.16% | 36.11% | |
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31.74% | 30.99% | 50.05% | 52.81% | |
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52.82% | 62.99% | 72.20% | 83.97% | |
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64.51% | 81.94% | 82.61% | — | |
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56.21% | 52.69% | 58.84% | 79.34% | |
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58.60% | 71.98% | 81.16% | — | |
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— | 48.21% | — | — | |
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28.03% | 41.80% | 54.41% | 68.89% | |
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55.86% | 68.12% | 70.04% | 84.04% | |
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— | 33.67% | — | — | |
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30.26% | 51.96% | 51.03% | — | 58.76% |
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3.30% | — | 13.75% | — | |
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95.80% | 99.10% | 99.73% | 99.63% | |
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— | 97.99% | 98.43% | 99.49% | |
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42.18% | 63.26% | 74.35% | 87.06% | |
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63.82% | 78.93% | 79.53% | 88.71% | |
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— | 34.32% | 41.33% | 50.76% | |
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14.81% | 12.18% | 34.59% | 51.65% | |
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3.70% | 17.48% | 25.83% | — | 27.44% |
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10.05% | 17.07% | 26.09% | 47.14% | |
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30.43% | 39.00% | 45.76% | 59.72% | |
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21.69% | — | — | — | 34.25% |
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50.36% | 64.55% | 67.84% | 68.49% | |
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85.24% | 90.15% | 88.72% | 93.13% | |
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80.65% | 82.18% | 80.99% | 94.94% | |
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98.13% | 98.76% | 99.14% | 99.98% | |
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12.27% | — | — | — | |
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99.74% | 100% | 99.92% | 100% | |
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38.20% | 54.09% | 56.24% | 51.30% | |
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33.29% | 50.48% | 42.78% | 44.10% | |
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36.74% | 46.21% | 51.25% | 64.18% | |
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9.72% | 14.13% | 32.78% | 27.44% | |
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93.28% | 97.58% | 93.76% | 98.30% | |
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96.82% | 97.67% | 97.99% | 99.38% | |
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— | 21.79% | 34.83% | — | 46.48% |
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99.65% | 100% | 99.79% | 99.53% | |
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96.98% | 96.58% | 94.00% | 99.24% | |
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18.95% | 33.01% | 58.60% | 66.09% | |
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97.20% | 98.93% | 96.37% | 99.76% | |
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32.98% | 39.67% | 61.23% | 70.50% | |
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29.43% | 40.51% | 57.72% | 68.23% | |
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3.69% | 6.96% | 23.49% | 30.44% | |
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— | — | 28.56% | — | 33.01% |
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77.94% | 87.52% | 85.47% | 94.88% | |
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22.32% | 41.35% | 44.11% | — | 36.98% |
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88.69% | 96.15% | 95.28% | 97.80% | |
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20.51% | 31.49% | 45.34% | 37.85% | |
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88.39% | 86.03% | 86.14% | 91.80% | |
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22.01% | 18.86% | 32.62% | — | |
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72.67% | 72.26% | 74.94% | 88.22% | |
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19.58% | 36.06% | 48.86% | 51.76% | |
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35.23% | 53.14% | 79.88% | 77.53% | |
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93.89% | 94.71% | 95.34% | 99.66% | |
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73.68% | 92.28% | 93.98% | 89.98% | |
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10.55% | 10.97% | 22.67% | 18.57% | |
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— | — | — | 100% | |
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90.47% | 89.95% | 92.81% | 92.93% | |
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71.01% | 87.33% | 93.79% | 97.29% | |
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70.99% | 78.46% | — | 73.30% | |
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25.47% | 24.62% | 42.49% | 47.12% | |
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96.42% | 96.65% | 98.24% | 98.49% | |
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42.11% | 53.91% | 58.70% | 81.11% | |
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42.34% | 74.66% | 81.57% | 79.20% | |
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3.76% | 18.47% | 39.94% | 45.09% | |
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3.66% | 22.17% | 21.67% | 33.39% | |
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93.05% | 94.36% | 94.85% | 98.67% | |
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86.77% | 72.91% | 79.84% | — | |
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26.77% | — | 29.06% | 37.32% | |
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37.03% | 46.93% | 44.75% | 20.70% | |
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18.80% | — | 35.71% | 51.63% | |
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— | — | 65.67% | — | |
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68.53% | 82.69% | 73.65% | 89.27% | |
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18.50% | — | 45.56% | — | 63.63% |
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73.76% | 77.91% | 82.88% | 93.53% | |
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94.59% | 96.17% | 98.77% | — | |
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89.66% | 90.22% | 93.22% | 96.62% | |
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— | — | 28.64% | 44.37% | |
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18.07% | 17.76% | 43.79% | 64.25% | |
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5.52% | 8.55% | 17.87% | — | 26.30% |
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— | — | 79.55% | — | |
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27.43% | 39.14% | 36.93% | — | 48.97% |
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73.70% | 71.80% | 76.57% | 85.29% | |
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8.21% | 20.08% | 35.42% | 43.50% | |
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95.27% | 96.33% | 97.36% | 96.45% | |
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— | 22.78% | 25.99% | 47.79% | |
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50.44% | 59.83% | 68.36% | — | |
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77.72% | 91.82% | 92.97% | 98.46% | |
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— | — | 41.67% | 49.49% | |
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17.46% | 22.87% | 20.87% | — | 23.46% |
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80.12% | 82.21% | 89.84% | 90.53% | |
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16.54% | 18.09% | 33.71% | 42.71% | |
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66.17% | 80.67% | 85.34% | 88.37% | |
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— | 58.83% | 80.63% | 71.35% | |
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1.52% | 6.71% | 15.52% | — | 11.69% |
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29.67% | 44.44% | 39.67% | 45.32% | |
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14.22% | 19.44% | 30.86% | 26.03% | |
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98.66% | 99.30% | 99.64% | 99.73% | |
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— | 100% | 99.75% | 99.48% | |
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25.31% | 33.80% | 45.39% | 54.00% | |
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99.44% | 99.53% | 99.18% | 98.75% | |
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73.60% | — | — | — | |
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10.31% | 13.04% | 21.29% | 20.98% | |
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24.93% | 43.66% | 46.49% | 44.97% | |
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20.46% | 28.98% | 42.60% | 57.50% | |
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26.56% | 31.29% | 34.50% | 51.37% | |
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70.19% | 77.86% | 86.73% | 95.72% | |
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— | 69.74% | — | — | |
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81.23% | 87.39% | 92.34% | 92.65% | |
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21.72% | — | 48.65% | 54.42% | |
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19.43% | 24.24% | 25.02% | 33.64% | |
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65.88% | — | — | — | |
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44.59% | 60.84% | 57.75% | 69.12% | |
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48.18% | 67.38% | 75.76% | 89.72% | |
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32.76% | 42.12% | 50.02% | — | |
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46.42% | 69.41% | 71.70% | 74.32% | |
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6.90% | 15.27% | — | — | |
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5.82% | 15.42% | 42.34% | 55.96% | |
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98.22% | 96.35% | 97.93% | 97.55% | |
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15.34% | 15.58% | 19.81% | 28.85% | |
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13.76% | 36.72% | 30.35% | 35.85% | |
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— | 38.66% | — | — | |
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62.22% | 83.09% | 71.44% | 89.42% | |
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— | — | 8.57% | 5.83% | |
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79.58% | 77.24% | 84.18% | 95.62% | |
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97.14% | 97.24% | 97.53% | 99.05% | |
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98.99% | 99.72% | 99.74% | 99.69% | |
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28.57% | — | — | — | 66.18% |
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23.25% | — | — | — | |
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8.96% | 12.43% | 21.76% | — | 23.65% |
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10.19% | 18.25% | 45.29% | 49.61% | |
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72.67% | 78.14% | 81.59% | 95.58% | |
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2.53% | 11.46% | 47.02% | 39.49% | |
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0.40% | — | 40.58% | — | |
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75.92% | — | 80.78% | — | |
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— | 27.43% | 36.91% | 36.85% | |
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57.60% | 56.68% | 68.59% | 74.09% | |
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17.26% | 39.78% | 46.75% | 52.43% | |
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20.46% | 44.45% | 59.20% | 65.91% | |
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41.27% | 52.71% | 62.90% | 83.56% | |
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23.54% | 45.59% | 63.87% | 74.13% | |
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87.96% | 93.58% | 93.12% | 94.95% | |
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22.50% | 40.71% | 37.09% | 44.13% | |
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44.12% | 57.03% | 73.49% | 84.39% | |
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21.37% | 30.95% | 30.80% | — | 56.27% |
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44.31% | 47.80% | 52.27% | 58.01% | |
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3.66% | 6.45% | — | — | 11.90% |
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53.65% | 70.32% | 69.22% | 85.38% | |
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21.36% | 35.64% | 45.86% | 48.52% | |
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39.65% | 32.39% | 55.29% | 59.75% | |
Low & middle income (WB) | 41.66% | 54.99% | 62.98% | 71.38% | |
Low-income (WB) | 10.05% | 18.74% | 31.53% | 38.99% | |
Middle-income (WB) | 43.33% | 57.26% | 64.86% | 72.37% | |
Lower middle income (WB) | 30.45% | 43.70% | 58.27% | 62.38% | |
Upper middle income (WB) | 56.56% | 70.93% | 72.35% | 84.33% | |
High-income (WB) | 88.24% | 92.79% | 93.67% | 96.36% | |
OECD (Organisation for Economic Cooperation and Development) | 89.76% | 93.76% | 94.46% | 97.19% |
References
edit- ^ World Bank. "The Global Findex Database 2021". Retrieved 2024-01-04.
- ^ World Bank. "Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+)". Retrieved 2024-01-04.