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The claim that Euro Pacific or any individual bank operates "full reserve banking" needs to be verified by a secondary Reliable Source. I doubt that any such source exists. What would this mean? That Euro Pac holds customer deposits of fiat dollars safe in its deposit account at its conventional clearing bank? What backs those deposits? Does Euro Pacific bank hold paper banknotes in its vault? Does it process withdrawals by a Fedex shipment of banknotes to the customer? [[User:SPECIFICO |<font color ="0011FF"> '''SPECIFICO'''</font>]][[User_talk:SPECIFICO | ''talk'']] 15:41, 4 March 2015 (UTC)
--All banks have a reserve ratio, core capital ratio, Tier 1 capital, etc... which are easily seen in their balance sheet and are normally confirmed by external auditors and regulators. Standards like Basel III impose minimum core capital ratios. Full reserve banking means having a reserve ratio of 100%. (Most European banks currently have reserve ratios of 3-5%)[[Special:Contributions/92.56.105.219|92.56.105.219]] ([[User talk:92.56.105.219|talk]]) 11:00, 5 March 2015 (UTC)
*Full-reserve banking is not currently legally enforced anywhere in the world, although a number of banks and financial institutions claim to practice it, including Euro Pacific Bank<ref>{{cite web|url=https://europacbank.com/company/security/ |title=Euro Pacific Bank 100% reserve banking}}</ref>, GoldMoney <ref>{{cite web|url=http://www.goldmoney.com/services/verification-and-audits |title=GoldMoney external audit}}</ref>, Bitreserve<ref>{{cite web|url=https://bitreserve.org/en/status |title=Bitreserve audit}}</ref>.
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