Merchants from certain sectors considered "High risk" or prohibited by the government cannot open a UnionPay account.
===== How can merchants accept UnionPay in Europe? =====
Accepting UnionPay in Europe requires a third-party banking service<ref name="How to accept Unionpay">{{cite web |title=How to accept UnionPay in Europe? |url=https://www.silkpay.eu/blog/2020/10/20/t4clt6eyyapxg5j7dz0ig3rdydxdv9 |website=Silkpay |publisher=Silkpay |access-date=26 September 2022}}</ref>. UnionPay tries to significantly multiply its partnerships to expand UnionPay’s acceptance scope in Europe.
A European merchant can open a UnionPay account and start accepting payments through [[Payment gateway|payment gateways]] which is licensed in the country of the merchant. Licensed payment gateways in [[Eurozone]] countries are :
* [[Adyen]]
* [[BNP Paribas]]
* [[Silkpay]]
==== Use outside of China : rest of the world ====
