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{{use British English|date=November 2018}}
{{Use dmy dates|date=March 2019}}
 
{{Infobox company
| name = UnionPay
|native_name = {{lang|zh|银联}} (''Yínlián'')
| logo = UnionPay logo.svg
| logo_size = 200px
| type = [[State-owned enterprise|State-owned]]
| industry = [[Banking]], [[Finance]]▼
|image = UnionPay Building 02.jpg
| hq_location = [[Pudong]]
|image_size = 300px
| hq_location_city = [[Shanghai]]
|image_caption = UnionPay Headquarters (Shanghai)
| hq_location_country = [[China]]
|traded_as =
| foundation = {{Startstart date and age|2002|03|26|df=yes}}
| website = {{URL|www.unionpayintl.com/en/}}▼
|dissolved =
|location = [[Pudong]], [[Shanghai]], [[China]]
|key_people = Shi Wenchao (President)
|area_served = Worldwide
▲| industry = [[Banking]],Financial [[Financeservices]]
|products = [[Payment system]]s<br />[[Credit card]]s
|revenue =
|operating_income =
|net_income =
|assets =
|equity =
|num_employees = 559 <small>(UnionPay International)</small>
▲| website = {{URL|https://www.unionpayintl.com/en/|unionpayintl.com}}
}}
[[File:Countries where the UnionPay payment system operates.svg|thumb|Countries where the UnionPay payment system operates]]
'''UnionPay''' ({{zh|s=银联|p=Yínlián}}), also known as '''China UnionPay''' ({{zh|s=中国银联|p=Zhōngguó Yínlián}}) or by its abbreviation, '''CUP''' or '''UPI''' internationally, is a Chinese [[State-owned enterprise|state-owned]] [[financial services]] corporation headquartered in [[Shanghai]], China. It provides [[bank card]] services and a major [[card scheme]] in [[mainland China]]. Founded on 26 March 2002, China UnionPay is an association for China's banking card industry, operating under the approval of the [[People's Bank of China]] (PBOC, central bank of China).<ref>{{Cite web|url=http://www.unionpayintl.com/en/aboutUs/companyProfile/introductiontoUPI/|title=Introduction - UnionPay International|website=www.unionpayintl.com|access-date=19 April 2018}}</ref> It is also an [[electronic funds transfer]] at [[point of sale]] ([[EFTPOS]]) network, and the only [[interbank network]] in China that links all the [[automatic teller machine]] (ATMs) of all [[bank]]s throughout the country. UnionPay cards can be used in 180181 countries and regions around the world.<ref>{{Cite web|url=http://www.unionpayintl.com/en/aboutUs/companyProfile/introductiontoUPI/|title=Introduction_UnionPay International|website=www.unionpayintl.com}}</ref>▼
 
In 2015, the UnionPay overtook [[Visa Inc.|Visa]] and [[Mastercard]] in total value of payments made by customers and became the largest card payment processing organization ([[debit card|debit]] and [[credit card]]s combined) in the world surpassing the two. However, only 0.5% of this payment volume was outside of China.<ref name="Finextra">{{cite news|date=22 July 2016|title=UnionPay takes top spot from Visa in $22 trillion global cards market – RBR|work=Finextra|publisher=Finextra Research Limited|location=London|url=https://www.finextra.com/pressarticle/65412/unionpay-takes-top-spot-from-visa-in-22-trillion-global-cards-market---rbr}}</ref>
▲'''UnionPay''' ({{zh|s=银联|p=Yínlián}}), also known as '''China UnionPay''' ({{zh|s=中国银联|p=Zhōngguó Yínlián}}) or by its abbreviation, '''CUP''' or '''UPI''' internationally, is a Chinese [[State-owned enterprise|state-owned]] [[financial services]] corporation headquartered in [[Shanghai]], China. It provides [[bank card]] services and a major [[card scheme]] in [[mainland China]]. Founded on 26 March 2002, China UnionPay is an association for China's banking card industry, operating under the approval of the [[People's Bank of China]] (PBOC, central bank of China).<ref>{{Cite web|url=http://www.unionpayintl.com/en/aboutUs/companyProfile/introductiontoUPI/|title=Introduction - UnionPay International|website=www.unionpayintl.com|access-date=19 April 2018}}</ref> It is also an [[electronic funds transfer]] at [[point of sale]] ([[EFTPOS]]) network, and the only [[interbank network]] in China that links all the [[automatic teller machine]] (ATMs) of all [[bank]]s throughout the country. UnionPay cards can be used in 180 countries and regions around the world.<ref>{{Cite web|url=http://www.unionpayintl.com/en/aboutUs/companyProfile/introductiontoUPI/|title=Introduction_UnionPay International|website=www.unionpayintl.com}}</ref>
 
In 2015 the UnionPay overtookoffers [[Visamobile Inc.payment|Visamobile]] and [[Mastercard]] in total value of payments made by customers and became the largest cardonline payment processing organization ([[debit card|debit]] and [[credit card]]s combined) in the world surpassing the twoservices.<ref name="Finextra">{{cite news|date=22 July 2016|title=UnionPay takes top spot from Visa in $22 trillion global cards market –- RBR|work=Finextra|publisher=Finextra Research Limited|location=London|url=https://www.finextra.com/pressarticle/65412/unionpay-takes-top-spot-from-visa-in-22-trillion-global-cards-market---rbr|work=Finextra Research|date=22 July 2016|language=en}}</ref><ref>{{cite However,news|title=UnionPay onlyoffers 0.5%secure ofand thisconvenient payment volumeservice wasfor outsideChinese ofstudents Chinastudying abroad|work=www. unionpayintl.com|url=http://www.unionpayintl.com/wap/en/mediaCenter/newsCenter/companyNews/3013891.shtml}}</ref>
 
UnionPay offers [[mobile payment|mobile]] and [[online payment]]s services.<ref>{{cite news|title=UnionPay takes top spot from Visa in $22 trillion global cards market - RBR|url=https://www.finextra.com/pressarticle/65412/unionpay-takes-top-spot-from-visa-in-22-trillion-global-cards-market---rbr|work=Finextra Research|date=22 July 2016|language=en}}</ref><ref>{{cite news|title=UnionPay offers secure and convenient payment service for Chinese students studying abroad|work=www.unionpayintl.com|url=http://www.unionpayintl.com/wap/en/mediaCenter/newsCenter/companyNews/3013891.shtml}}</ref>
 
== History ==
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}}</ref> However, the concept of a unified Chinese bank card network dates back to 1993, with the formation of the "Golden Card Project" advocated by then-[[Paramount leader|Chinese leader]] [[Jiang Zemin]]. UnionPay is considered its descendant, although attempts at unifying China's various credit card and interbank networks have been in place since the 1990s.<ref name=Links>{{cite news|url=http://www.pbc.gov.cn/english//detail.asp?col=6400&ID=77 |title=Strong Measures to be Taken to Achieve the Target of Connecting Bank-Card Networks This Year |publisher=[[People's Bank of China]] |date=27 March 2002|access-date=27 September 2009 |url-status=dead |archive-url=https://web.archive.org/web/20080606051506/http://www.pbc.gov.cn/english/detail.asp?col=6400&ID=77 |archive-date=6 June 2008 }}</ref>
 
In 2014, UnionPay was reported to have been contributing to [[capital flight]] from China through poorly regulated store front operations in [[Macau]].<ref>{{cite web |url=https://www.reuters.com/article/us-china-unionpay-special-report-idUSBREA2B00820140312 |title=Special Report: How China's official bank card is used to smuggle money |last1=Pomfret |first1=James |date=11 March 2014 |website=www.reuters.com |publisher=[[Thomson Reuters]] |access-date=11 March 2014}}</ref> The same year, the total amount of cross-bank transactions of CUP card exceeded 41.1 trillion yuan.<ref>{{Cite web |last=Yip |first=Amy |title=WILLWill CHINAChina UNIONPAYUnionPay EXPANDExpand FROMFrom Aa DOMESTICDomestic MONOPOLYMonopoly TOto Aa GLOBALGlobal PLAYERPlayer? |url=https://www.centennialcollege.hku.hk/f/upload/2134/UnionPay_15_001C.pdf |access-date=13 November 2018 |website=centennialcollege.hku.hk |pages=5}}</ref> As part of [[Anti-corruption campaign under Xi Jinping|Xi Jinping's anti-corruption campaign]], central government officials met with local officials in [[Macau]] and reached an agreement in December 2014 that allows the central economic crimes bureau to have real-time access to all transactions in Macau involving UnionPay cards.<ref name=":1">{{Cite book |last=Simpson |first=Tim |title=Betting on Macau: Casino Capitalism and China's Consumer Revolution |date=2023 |publisher=[[University of Minnesota Press]] |isbn=978-1-5179-0031-1 |series=Globalization and Community series |location=Minneapolis}}</ref>{{Rp|page=207}}
 
===Partnerships===
{{seefurther|Card reciprocal agreements}}
In 2005, UnionPay entered into agreements with other payment networks to increase acceptance around the world. Some major examples include:
 
* [[Discover Card|Discover]] in United States<ref>https://investorrelations.discover.com/newsroom/press-releases/press-release-details/2005/China-Unionpay-And-Discover-Financial-Services-Launch-Partnership-Opening-DiscoverS-PULSE-Network-To-Chinese-Travelers/default.aspx {{Bare URL inline|date=August 2024}}</ref>
* [[Discover Card|Discover]] in United States{{fact|date=March 2022}}
* [[RuPay]] in India <ref>{{cite news |last=Finberg |first=Ron |title=RBI Approves Prospective Integration of China UnionPay within India's RuPay
* [[RuPay]] in India{{fact|date=March 2022}}
|url=https://www.financemagnates.com/fintech/payments/rbi-approves-prospective-integration-of-china-unionpay-within-indias-rupay/ |work=financemagnates |location=china |access-date=August 22, 2024 |date=March 2022}}</ref>
* [[JCB Co., Ltd.|JCB]] in Japan{{fact|date=March 2022}}▼
* [[BCJCB Card(credit card company)|JCB]] in South KoreaJapan{{factcitation needed|date=March 2022}}
* [[MirBC (payment system)|MirCard]] in RussiaSouth Korea{{factcitation needed|date=March 2022}}
▲* [[JCBMir Co.,(payment Ltd.system)|JCBMir]] in JapanRussia{{factcitation needed|date=March 2022}}
 
 
==== Use outside of China : Europe ====▼
UnionPay announced in 2016 that more than 2.2 million merchants in 39 European countries and regions accept UnionPay, taking up 50% of all the merchants supporting bankcard payment.<ref name="Europe acceptance">{{cite web |title=2.2 Million Merchants in Europe Accept UnionPay |url=https://www.unionpayintl.com/en/mediaCenter/newsCenter/companyNews/1673.shtml |website=www.unionpayintl.com |publisher=Unionpay Intl |access-date=26 September 2022}}</ref>
 
In 2020, UnionPay international declared that its cards are accepted by more than 70% of merchants accepting card payments in Europe. It is becoming more and more one of the preferred payment methods outside of China.
 
===== Who can accept UnionPay in Europe? =====
All merchants can now accept UnionPay in Europe (France, Spain, Germany Netherlands, Russia, Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Switzerland, the UK, Sweden, and Turkey.
 
▲==== Use outside of China : Europe ====
Merchants from all sectors can integrate UnionPay and accept payments from their clients online or in-store. UnionPay is accepted at major department stores, airlines, duty-free stores and fashion stores, hotels, restaurants, historical and cultural sites, and entertainment establishments, such as bookstores and gift stores of of le Louvre museum, Versailles, Orsay, Picasso, and Strasbourg Citrus Orchard.<ref name="Europe hotel acceptance">{{cite web |title=The largest hotels group in Europe accepts UnionPay |url=https://www.unionpayintl.com/en/mediaCenter/newsCenter/companyNews/2023.shtml |website=www.unionpayintl.com |publisher=Unionpay Intl |access-date=26 September 2022}}</ref>▼
UnionPay isannounced alsoin accepted2016 atthat businessmore schoolsthan and2.2 Universitiesmillion merchants in order39 toEuropean allowcountries Asianand studentsregions toaccept payUnionPay, largetaking sumsup 50% of moneyall forthe theirmerchants tuitionsupporting feesbankcard payment.<ref name="EducationalEurope instit paymentacceptance">{{cite web |title=About2.2 4,000Million EducationalMerchants Institutionsin Outside Mainland ChinaEurope Accept UnionPay Cards|url=https://www.unionpayintl.com/en/mediaCenter/newsCenter/companyNews/1673.shtml for|website=www.unionpayintl.com Tuition|publisher=Unionpay PaymentIntl |access-date=26 September 2022}}</ref><ref name="Europe hotel acceptance">{{cite web |title=The largest hotels group in Europe accepts UnionPay |url=https://www.asiaoneunionpayintl.com/businessen/about-4000-educational-institutions-outside-mainland-china-accept-unionpay-cards-tuitionmediaCenter/newsCenter/companyNews/2023.shtml |website=www.asiaoneunionpayintl.com |publisher=AsiaUnionpay OneIntl |access-date=26 September 2022}}</ref>.
▲Merchants from all sectors can integrate UnionPay and accept payments from their clients online or in-store. UnionPay is accepted at major department stores, airlines, duty-free stores and fashion stores, hotels, restaurants, historical and cultural sites, and entertainment establishments, such as bookstores and gift stores of of le Louvre museum, Versailles, Orsay, Picasso, and Strasbourg Citrus Orchard.<ref name="Europe hotel acceptance">{{cite web |title=The largest hotels group in Europe accepts UnionPay |url=https://www.unionpayintl.com/en/mediaCenter/newsCenter/companyNews/2023.shtml |website=www.unionpayintl.com |publisher=Unionpay Intl |access-date=26 September 2022}}</ref>
UnionPay is also accepted at business schools and Universities in order to allow Asian students to pay large sums of money for their tuition fees.<ref name="Educational instit payment">{{cite web |title=About 4,000 Educational Institutions Outside Mainland China Accept UnionPay Cards for Tuition Payment |url=https://www.asiaone.com/business/about-4000-educational-institutions-outside-mainland-china-accept-unionpay-cards-tuition |website=www.asiaone.com |date=5 July 2018 |publisher=Asia One |access-date=26 September 2022}}</ref>
 
Merchants from certain sectors considered "High risk" or prohibited by the government cannot open a UnionPay account.{{citation needed|date=September 2022}}
 
===== HowProcess canfor merchants acceptaccepting UnionPay in Europe? =====
Accepting UnionPay in Europe requires a third-party banking service.<ref name="How to accept Unionpay">{{cite web |title=How to accept UnionPay in Europe? |url=https://www.silkpay.eu/blog/2020/10/20/t4clt6eyyapxg5j7dz0ig3rdydxdv9 |website=Silkpay |publisher=Silkpay |access-date=26 September 2022}}</ref>. UnionPay tries to significantly multiply its partnerships to expand UnionPay’sUnionPay's acceptance scope in Europe.
A European merchant can open a UnionPay account and start accepting payments through [[Paymentpayment gateway|payment gateways]]s which is licensed in the country of the merchant. Licensed payment gateways in [[Eurozone]] countries are :
* [[Adyen]]
* [[BNP Paribas]]
* [[Silkpay]]
 
==== Use outside of China : rest of the world ====
Some UnionPay credit cards are also affiliated with [[American Express]] (AmEx), [[MasterCard]], or [[Visa Inc.|Visa]], and they can be used abroad as American Express, MasterCard, or Visa credit cards. UnionPay debit cards, however, can only be used in the UnionPay network and other networks that have signed contracts with UnionPay. Since 2006, China UnionPay cards can be used in over 100 countries outside China.<ref name="Foreign">{{cite news |date=2 February 2006 |title=China UnionPay extends coverage globally |publisher=[[Xinhua news agency]] |url=http://news.xinhuanet.com/english/2006-02/04/content_4133801.htm |url-status=dead |access-date=27 September 2009 |archive-url=https://web.archive.org/web/20071007170904/http://news.xinhuanet.com/english/2006-02/04/content_4133801.htm |archive-date=7 October 2007}}</ref>
 
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=== 2022 Russian invasion of Ukraine ===
On 6 March 2022, [[Sberbank]], [[Alfa-Bank|Alfa Bank]] and [[Tinkoff Bank]] reported several Russian banks would switch to UnionPay after [[Visa Inc.|Visa]] and [[Mastercard]] said they would suspend operations in Russia due to [[2022 Russian invasion of Ukraine|Russia's invasion of Ukraine]].<ref>{{Cite web |date=2022 |title=Russian banks mull China UnionPay; big accounting firms exit |url=https://abcnews.go.com/International/wireStory/russian-banks-china-unionpay-cards-sanctions-83294215 |access-date=2022-03-08 |website=ABC News |language=en}}</ref> The Russian banks intend to tie the UnionPay system with Russia's [[Mir (payment system)|Mir]] network.<ref>{{Cite news |last= |date=2022-03-06 |title=Russian banks rush to switch to Chinese card system |language=en |work=[[Reuters]] |url=https://www.reuters.com/business/finance/russian-banks-rush-switch-chinese-card-system-2022-03-06/ |access-date=2022-03-06}} [|archive-date=7 March 2022 |archive-url=https://web.archive.org/web/20220307190420/https://www.reuters.com/business/finance/russian-banks-rush-switch-chinese-card-system-2022-03-06/ Archived.]|url-status=bot: unknown }}</ref>
 
On 20 April 2022, UnionPay reportedly discontinued cooperation with major Russian banks including Sberbank. Russian media outlet [[RBK Daily|RBC]] stated that they did so out of fear of secondary sanctions.<ref>{{Cite web |last=Wilde |first=Crystal |title=Why Chinese bankcard chips may not ease Putin's economic pain |url=https://www.aljazeera.com/economy/2022/4/21/chinese-bankcard-chips-may-not-ease-russias-economic-pain |access-date=2022-04-21 |website=www.aljazeera.com |language=en}}</ref>
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==Members==
UnionPay is the primary network of these Chinese banks:{{CnCitation needed|date=September 2022}}
 
*[[Agricultural Bank of China]]
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*[[Huaxia Bank]] (Credit cards co-issued with [[Deutsche Bank]])
*[[Industrial and Commercial Bank of China]] (ICBC)
*[[Industrial Bank (China)|Industrial Bank]] (Credit cards co-issued with [[:zh:恒生银行（中国）|Hang Seng Bank]])
*[[Ping An Bank]]
*[[Postal Savings Bank of China]] (formerly known as the China Postal Savings and Remittance Bureau)
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UnionPay in other countries:
<!-- New links in alphabetical order -->
* [[AGD Bank]] offers a UnionPay debit card in Myanmar<ref>{{Cite web |url=https://www.mmbiztoday.com/articles/agd-bank-mpu-launch-first-co-branded-unionpay-debit-card-myanmar |title=AGD Bank, MPU Launch First Co-branded UnionPay Debit Card in Myanmar |last=Myat |first=Aye |date=24 January 2016 |website=mmbiztoday.com |access-date=13 November 2018 |archive-date=14 November 2018 |archive-url=https://web.archive.org/web/20181114060230/https://www.mmbiztoday.com/articles/agd-bank-mpu-launch-first-co-branded-unionpay-debit-card-myanmar |url-status=dead }}</ref>▼
* [[AGD Bank]] offers a UnionPay debit card in Myanmar<ref>{{Cite web
▲|url=https://www.mmbiztoday.com/articles/agd-bank-mpu-launch-first-co-branded-unionpay-debit-card-myanmar |title=AGD Bank, MPU Launch First Co-branded UnionPay Debit Card in Myanmar |last=Myat |first=Aye |date=24 January 2016 |website=mmbiztoday.com |access-date=13 November 2018}}</ref>
* [[Askari Bank]] offers a UnionPay debit card in Pakistan<ref>{{Cite web
|url=https://askaribank.com/navigate-to/UnionPay-Debit-Card
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|website=askaribank.com |access-date=19 August 2020}}</ref>
* [[Australia Post]], previously distributed the "Load&Go China" card, issued by [[Bank of China]] ([[Australia]]) Limited; featuring imagery of the [[Great Wall of China|Great Wall]]<ref>{{Cite web |url=https://auspost.com.au/money-insurance/organise-travel-money/loadgo-china-card#tab1 |title=Load&Go China card - Australia Post |website=auspost.com.au |access-date=10 June 2019}}</ref>
* [[Baiduri Bank]] offers a UnionPay debit card in Brunei<ref>{{Cite web |url=https://www.baiduri.com.bn/rb_dc_unionpay.htm |title=BAIDURIBaiduri UNIONPAYUnionPay DEBITDebit CARDCard |website=baiduri.com |access-date=13 November 2018}}</ref>
* [[Bangkok Bank]] offers a UnionPay credit card in Thailand<ref>{{Cite web |url=https://www.bangkokbank.com/en/Personal/Cards/Credit-Cards/Bangkok-Bank-UnionPay-Credit-Card |title=Bangkok Bank UnionPay Credit Card |website=bangkokbank.com |access-date=13 November 2018}}</ref>
*[[Bank Central Asia]] offers a UnionPay credit card in Indonesia
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* [[Sinar Mas Group|Bank Sinarmas]] offers a UnionPay debit card in Indonesia<ref>{{Cite web |url=http://www.thejakartapost.com/news/2014/08/19/sinarmas-unionpay-teaming.html |title=Sinarmas, UnionPay teaming up |website=thejakartapost.com |access-date=13 November 2018}}</ref>
* [[BDO Unibank]] offers a UnionPay credit card in the Philippines<ref>{{Cite web |url=https://www.bdo.com.ph/personal/diamond-unionpay |title=BDO Diamond UnionPay |website=bdo.com |access-date=13 November 2018}}</ref>
* [[Cebuana Lhuillier| Cebuana Lhuillier Micro Savings]] offers 24K UnionPay Debit Card in the Philippines. <ref>{{cite web | url=https://www.unionpayintl.com/ph/CebuanaLhuillier24KUnionPayDebitcard/ | title=银联国际-云闪付App专题页 }}</ref><ref>{{Cite web |last=Standard |first=Manila |date=2021-01-08 |title=Cebuana Lhuillier Rural Bank, UnionPay launch debit card for financially underserved |url=https://manilastandard.net/tech/tech-news/343926/cebuana-lhuillier-rural-bank-unionpay-launch-debit-card-for-financially-underserved.html |access-date=2022-09-11 |website=Manila Standard |language=en-US}}</ref><ref>{{Cite web |last=BMPlus |date=2021-01-06 |title=Cebuana Lhuillier Rural Bank and UnionPay International launch first debit card for financially underserved - BusinessMirror |website=[[BusinessMirror]] |url=https://businessmirror.com.ph/2021/01/06/cebuana-lhuillier-rural-bank-and-unionpay-international-launch-first-debit-card-for-financially-underserved/,%20https://businessmirror.com.ph/2021/01/06/cebuana-lhuillier-rural-bank-and-unionpay-international-launch-first-debit-card-for-financially-underserved/ |access-date=2022-09-11 |language=en-US}}</ref>
* [[CIM Bank]], a Swiss Bank, offers UnionPay credit cards to domestic and foreign customers<ref>{{Cite web |url=https://www.cimbanque.com/en/private-banking/credit-cards-prepaid-cards/union-pay|title=UnionPay CIM worldwide cards|access-date=27 October 2021}}</ref>
* [[DBS Bank]] offers a UnionPay debit card in Singapore.<ref>{{cite web|url=http://www.straitstimes.com/business/dbs-unionpay-launch-debit-card-to-help-visitors-to-china|title=DBS, UnionPay launch debit card to help visitors to China|publisher=The Straits Times|date=17 May 2016|access-date=22 August 2016}}</ref>
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* [[Sumitomo Mitsui Banking Corporation|Mitsui Sumitomo Bank]] offers a UnionPay credit card in Japan.<ref name="UnionPay"/>
* [[Shinhan Bank]] offers a UnionPay credit card in the Republic of Korea.<ref name="UnionPay"/>
* Silkpay offers a UnionPay credit card in the European Union.<ref>{{cite web |title=Silkpay.eu |url=https://www.silkpay.eu |website=Silkpay.eu}}</ref>
* [[United Overseas Bank]] offers a UnionPay credit card in Singapore.<ref name="UnionPay"/>
* [[VostochnyDiners Bank|Vostochny Express BankClub]] offers both2 UnionPay credit & debit cards in Russia.<refSingapore, name="UnionPay"/>the DCS Ultimate Platinum Card and the DCS Lite Card.
* [[Russian Standard Bank]] offers both UnionPay credit & debit cards in Russia.<ref name="UnionPay"/>
* [[National Bank of Pakistan]] offers UnionPay debit cards in Pakistan.<ref name="UnionPay"/>
* [[1LINK]] offers UnionPay debit cards through its member banks in Pakistan.<ref>{{Cite web |url=https://1link.net.pk/pay-pak/ |title=1Link - PayPak |website=1link.net.pk |access-date=2019-07-23 |archive-date=23 July 2019 |archive-url=https://web.archive.org/web/20190723211858/https://1link.net.pk/pay-pak/ |url-status=dead }}</ref>
* Credicorp Bank offers UnionPay debitprepaid cards in Panama.<ref>{{Cite web |title=Tarjeta Union Pay |url=http://www.credicorpbank.com/ |access-date=2022-03-16 |website=www.credicorpbank.com |language=es-ES}}</ref>
* Yianpay offers a UnionPay card in Spain<ref>{{Cite web |url=https://www.yianpay.es/ |title=Yi An |website=yianpay.es |access-date=2023-02-09}}</ref>
 
==See also==
Line 167 ⟶ 178:
 
==External links==
*{{Commons category-inline}}
*{{Commonscatinline}}
*{{Official website|http://cn.unionpay.com }} {{in lang|zh}}
*{{Official website|http://www.unionpayintl.com/en/|name=Official website (International)}}
 
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[[Category:Financial services companies established in 2002]]
[[Category:2002 establishments in ChinaShanghai]]
[[Category:Banking in China]]
[[Category:Cooperatives in China]]
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[[Category:Chinese brands]]
[[Category:Government-owned companies of China]]
[[Category:2002 in Beijing]]
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