Pioneer Generation Package: Difference between revisions

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{{Short description|Singaporean government welfare scheme}}
The '''Pioneer Generation Package''' is a SGD9 billion package, launched in 2014, to honour elderly [[Singapore]]ans for their contributions to Singapore. The package would cover around 450,000 Singaporeans, aged 65 and above, over a 20 year period. The package does not cover Singaporeans who are aged 65 after 2014 or obtained citizenship on or after 1 Jan 1987.<ref>https://www.moh.gov.sg/content/moh_web/home/costs_and_financing/schemes_subsidies/pioneer-generation-package.html</ref>
The '''Pioneer Generation Package''' ('''PGP''') is a S$9 billion package launched by the [[Government of Singapore]] in 2014, aimed at helping pioneering Singaporeans to meet retirement adequacy. PGP is designed as a series of healthcare and social support schemes to show gratitude towards pioneer [[Singaporeans]] for their contributions to [[Singapore]] during the nation's nascency. The package covers approximately 450,000 pioneer Singaporeans over an estimated 20-year period.<ref>{{cite web|title=Costs and Financing|url=https://www.moh.gov.sg/content/moh_web/home/costs_and_financing/schemes_subsidies/pioneer-generation-package.html |accessdate= 26 March 2018}}</ref>
 
The package defines a "Pioneer" as a Singaporean born on or before 31 December 1949 and obtained citizenship before 31 December 1986.<ref>{{cite web|title=Singapore Budget 2014 Annex B-1: Pioneer Generation Package|url=http://www.singaporebudget.gov.sg/data/budget_2014/download/annexb1.pdf |accessdate = 27 March 2018}}</ref> The Pioneer Generation Office was set up in 2014 to educate seniors about the PGP. This office was merged with the Agency for Integrated Care and renamed the Silver Generation Office from 1 April 2018 and will be managed by the [[Ministry of Health (Singapore)|Ministry of Health]] in a bid to streamline care for the elderly.<ref>{{Cite news|url=http://www.straitstimes.com/singapore/senior-care-services-to-come-under-health-ministry |title= Singapore Budget 2018: Senior care services to come under Health Ministry |last=Lai|first=Linette|date=20 February 2018|work=The Straits Times|access-date=26 March 2018|language=en}}</ref>
==Coverage==
The package covers Singapore living Singaporeans who met these two criteria:<br>
i. Aged 16 and above in 1965 (born on or before 31 Dec 1949, which also means they are aged 65 and above in 2014); and<br>
ii. Obtained citizenship on or before 31 Dec 1986.<ref>http://www.singaporebudget.gov.sg/data/budget_2014/download/annexb1.pdf</ref>
 
==Benefits==
===Outpatient Care===
Additional 50% off subsidised services at [[polyclinic]]s and Specialist [[Outpatient clinic]]s (Sep 2014).
 
===Medisave Top-ups Ups ===
Additional 50% off subsidised medications at polyclinics and Specialist Outpatient Clinics (Jan 2015).
Under the PGP, pioneers will receive S$200 – S$800 [[Medisave]] top-ups yearly for life. Those born between 1945 – 1949 will receive S$200 a year, while those born in 1934 and earlier will receive S$800 a year. The first top-ups were automatically credited into Pioneer's Medisave accounts in August 2014.<ref>{{Cite news |url= https://www.todayonline.com/singapore/budget-2014-pioneers-get-yearly-medisave-top-ups-life |title=Budget 2014: Pioneer Generation to benefit 'for the rest of their lives |last=Neo|first=Chai Chin|date=21 February 2014|work=Today|access-date=26 March 2018|language=en}}</ref>
 
===MediShield Life ===
Enjoy subsidies at participating GP and [[dental clinic]]s under the [[Community Health Assist Scheme]] (CHAS). Do remember to bring your Pioneer Generation card along when visiting a CHAS clinic. To see the exact benefits, please click here. (Sep 2014)
Seniors will receive subsidies for their MediShield Life premiums. MediShield is the universal health insurance scheme that covers all Singaporeans for life. The subsidies range from 40% discount for those aged 65 to 60% discounts for those aged 90.<ref>{{cite web|title=Singapore Budget 2014, at a glance|url=https://isca.org.sg/media/3221/isca-singapore-budget-2014-bulletin-march.pdf |accessdate= 28 March 2018}}</ref>
Cash of $1,200 a year for those with moderate to severe functional disabilities under the Pioneer Generation Disability Assistance Scheme. To find out more about the scheme and for latest updates, please click here. (Sep 2014)<ref>https://www.pioneers.sg/en-sg/Pages/Overview.aspx</ref>
 
===MediShieldOutpatient Bills Life===
Pioneers will receive an additional 50% discount off their net bill for subsidised services and medications at Specialist Outpatient Clinics (SOCs) and polyclinics. Pioneers will also be included under Community Health Assist Scheme (CHAS), a scheme introduced in 2012 that subsidises visits to participating general practitioners and dentists.<ref>{{cite web|title=Community Health Assist Scheme|url=https://www.chas.sg |accessdate= 28 March 2018}}</ref> There are around 1,650 CHAS clinics in Singapore and more than 97% of CHAS or Pioneer Generation Package card holders have more than one CHAS clinic within 1&nbsp;km of their homes or around 15 minutes by public transportation.<ref>{{cite web|title=Bulk of clinics are in CHAS scheme|url=https://www.moh.gov.sg/content/moh_web/home/pressRoom/Media_Forums/2017/bulk-of-clinics-are-in-chas-scheme.html |accessdate= 28 March 2018}}</ref>
The Pioneer Generation will receive a special subsidy for their MediShield Life premiums starting from 40% of their premium at age 65, rising to 60% of their premium at age 90. The Pioneer Generation can expect an average of at least 50% subsidy over their lifetime.<ref>http://www.singaporebudget.gov.sg/data/budget_2014/download/annexb1.pdf</ref>
{| class="wikitable"
! style="font-weight: bold;" | Age of Pioneers in 2014
! style="font-weight: bold;" | Current Payables
! style="font-weight: bold;" | Annual Premiums Before Subsidies
! style="font-weight: bold;" | Pioneer Generation MediShield Life Subsidies
! style="font-weight: bold;" | Annual Payables after Subsidies
! style="font-weight: bold;" | Annual Payables after Subsidies and Medisave top-ups
|-
| style="text-align: center;" | 65 to 79
| style="text-align: center;" | $540 – $1,123
| style="text-align: center;" | $815 – $1,250
| style="text-align: center;" | 40% - 55%
| style="text-align: center;" | $489 – $566
| style="text-align: center;" | About half of current premiums or less ($0 – $291)
|-
| style="text-align: center;" | 80 & above
| style="text-align: center;" | $1,123 - $1,190
| style="text-align: center;" | $1,250 - $1,530
| style="text-align: center;" | 55% - 60%
| style="text-align: center;" | $566 – $615
| style="text-align: center;" | Fully covered ($0)
|}
 
===Disabilities Assistance ===
===Medisave Top-ups===
The Pioneer Generation Disability Scheme provides $1,200 cash for those suffering from moderate to severe functional disabilities. This is defined as those who need assistance for three out of six of daily living activities like washing, dressing, feeding, toiling, mobility and transferring.<ref>{{cite web|title=This is how the government is spending $9 Billion on Pioneer Generation|date=28 February 2014 |url=https://dollarsandsense.sg/this-is-how-the-governmentis-spending-9-billion-on-pioneer-generation/ |accessdate= 28 March 2018}}</ref>
{| class="wikitable"
! style="font-weight: bold;" | Age in 2014 (Birth cohorts)
! style="font-weight: bold;" | Amount per year (SGD)
|-
| style="text-align: center;" | 65-69
| style="text-align: center;" | $200
|-
| style="text-align: center;" | 70-74
| style="text-align: center;" | $400
|-
| style="text-align: center;" | 75-79
| style="text-align: center;" | $600
|-
| style="text-align: center;" | 80 and above
| style="text-align: center;" | $800
|}
<ref>http://www.singaporebudget.gov.sg/data/budget_2014/download/annexb1.pdf</ref>
 
== Communication and Outreach ==
==References==
In order to reach the pioneer citizens, the [[Ministry of Communications and Information]] and the 22 member task force — involving policy makers, the private sector health care institutions and voluntary welfare organisations — who were focused on communication and outreach of the PGP turned to broadcast media on top of the traditional print advertisements. They also set up the Pioneer Generation Ambassador pilot where ambassadors go door-to-door to raise awareness of the package.<ref>{{Cite news|title=More Pioneer Generation citizens aware of PGP thanks to taskforce |url=https://www.channelnewsasia.com/news/singapore/more-pioneer-generation-citizens-aware-of-pgp-thanks-to-taskforc-7853632 |last=Othman|first=Liyana|date=13 August 2016|work=Channel News Asia |access-date=26 March 2018|language=en}}</ref>
{{Reflist}}
 
===Pioneer Generation Ambassadors===
The Pioneer Generation Ambassador (PGA) Programme was set up on 1 August 2014. The PGA are volunteers who are tasked to engage Pioneers and their caregivers to explain the benefits of the PGP. By the end of November 2016, PGAs have successfully visited three in four pioneers to offer personalised resources and information.<ref>{{cite web|title= Personalising explanations of Pioneer Generation package |date=11 November 2016 |url=http://www.straitstimes.com/forum/letters-on-the-web/personalising-explanations-of-pioneer-generation-package |accessdate= 28 March 2018}}</ref> Since July 2015, PGAs have been tasked to expand their reach to all senior citizens above age 65 to connect them to community activities, to provide details on MediShield Life and other related support measures. During each visit, PGA inquire about Pioneer's health in order to offer personalised explanations of PGP and other healthcare policies according to the unique situation of each senior. In subsequent visits, PGA follow up with relevant health conditions to assess the need for further explanation or assistance.<ref>{{cite web|title= Pioneer Generation Package Outreach Efforts |url=https://www.mof.gov.sg/Newsroom/Parliamentary-Replies/Pioneer-Generation-Package-Outreach-Efforts |accessdate= 28 March 2018}}</ref>
 
=== Mass Communication Efforts ===
The communication and outreach of the PGP turned to broadcast media on top of the traditional print advertisements that the Government were accustomed to adopting. The [[Ministry of Communications and Information]] produced a series of videos and communication materials to inform the pioneers of the benefits of the package. The videos adopted familiar languages, formats and activities such as dialects, fortune telling, getai and mahjong.<ref>{{cite web|title= Public Communication Initiatives |url=https://www.mci.gov.sg/portfolios/public-comms/initiatives/others/pioneer-generation-package |accessdate= 28 March 2018}}</ref>
 
==Effectiveness and Sentiments==
Based on [[Ministry of Communications and Information]]’s survey conducted in August 2015, 96% of Pioneers were aware of the PGP and 87% felt assured that their healthcare costs would be made more affordable.<ref>{{cite web|title= Pioneer Generation Package Outreach Efforts |url=https://www.mof.gov.sg/Newsroom/Parliamentary-Replies/Pioneer-Generation-Package-Outreach-Efforts |accessdate= 28 March 2018}}</ref>
 
==See also==
*[[Merdeka Generation Package]]
 
==References==
{{Reflist}}
 
[[Category:2014 establishments in Singapore]]
[[Category:Health in Singapore|*]]
[[Category:Singapore government policies]]