Current Leaderboard for Best Travel & Hotel Credit Card
USA TODAY 10Best Readers' Choice Awards
Free upgrades, early check-in, and award nights — these are just a few of the perks for spending on a good hotel or travel credit card. To find the best of the bunch, USA TODAY 10Best teamed up with a panel of miles-and-points experts to nominate the top options on the market for American travelers, based on perks, redemption rates, and other benefits.
Which credit card is your favorite? Vote once per day until voting ends on Monday, July 29 at noon ET. We'll announce the 10 winning credit cards on Wednesday, August 7.
Read the official Readers' Choice rules.
Free upgrades, early check-in, and award nights — these are just a few of the perks for spending on a good hotel or travel credit card. To find the best of the bunch, USA TODAY 10Best teamed up with a panel of... Read More
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1. Wyndham Rewards Earner Card
For fans of the Wyndham brand, carrying a Wyndham Rewards... More >
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2. Choice Privileges Mastercard
In addition to a generous sign-up bonus with qualifying... More >
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3. Amtrak Guest Rewards Preferred Mastercard
For fans of train travel, carrying an Amtrak Guest Rewards... More >
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4. Hilton Honors American Express Aspire Card
New Hilton Honors Aspire card members earn 175,000 bonus... More >
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5. Chase IHG One Rewards Premier
With the Chase IHG One Rewards Premier card, members earn up... More >
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6. Hilton Honors American Express Card
Cardholders of the Hilton Honors American Express earn Hilton... More >
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7. World of Hyatt Credit Card
The World of Hyatt Credit Card earns cardholders 9 points per... More >
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8. Marriott Bonvoy Bold
The Marriott Bonvoy Bold card has no annual fee and nets... More >
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9. Marriott Bonvoy Boundless
Marriott Bonvoy Boundless cardholders earn three free night... More >
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10. Hilton Honors American Express Surpass Card
The Hilton Honors Surpass Card from American Express earns... More >
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11. Marriott Bonvoy Brilliant American Express Card
The Marriott Bonvoy Brilliant American Express Card comes... More >
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12. Marriott Bonvoy Bountiful
The Marriott Bonvoy Bountiful card offers a host of enticing... More >
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13. Hilton Honors American Express Business Card
Within the first six months of membership with the Hilton... More >
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14. World of Hyatt Business Credit Card
In addition to earning points on every purchase, World of... More >
About 10Best Readers' Choice Awards
Nominees are submitted by a panel of experts. 10Best editors narrow the field to select the final set of nominees for the Readers’ Choice Awards. Readers can vote once per category, per day. For any questions or comments, please read the FAQ or email USA TODAY 10Best.
The Experts
Cheryl Maguire
Cheryl Maguire holds a Master of Counseling... Read More
Cheryl Maguire holds a Master of Counseling Psychology degree. She is married and the mother of twins and a daughter. She writes about travel, mental health, science, and parenting. Her writing has been published in The New York Times, AARP, NatGeo, The Washington Post, Success Magazine, Parents Magazine, and many other publications. She is a professional member of ASJA and an active member of SATW. You can find her on X at @CherylMaguire05.
Cheryl Maguire
Cheryl Maguire holds a Master of Counseling Psychology degree. She is married and the mother of twins and a daughter. She writes about travel, mental health, science, and parenting. Her writing has been published in The New York Times, AARP, NatGeo, The Washington Post, Success Magazine, Parents Magazine, and many other publications. She is a professional member of ASJA and an active member of SATW. You can find her on X at @CherylMaguire05.
Cindy Greenstein
Cindy Greenstein is a mother of three young adults... Read More
Cindy Greenstein is a mother of three young adults and a credit-card points expert who loves to travel for free. During her more than 20 years of marriage, she has used credit card points to travel the world while rarely paying for airline flights and hotel rooms. Some of her five-figure travel savings include trips to Aspen ($26,000); Greece ($23,000) and London ($15,000). Her favorite credit cards for point accumulation include the Chase Sapphire Preferred, Capital One Venture X and American Express Gold. Cindy—an attorney and former certified public accountant—founded The Points Mom to share her credit card rewards-program expertise with family friends and small business owners who don’t have the time to learn how to maximize their points. Her services include one-on-one consultations, group consultations, speaking engagements, and reward-program tutorials. She provides the latest offers as well as tons of tips and tricks on Instagram at thepointsmom_ . When Cindy pays for travel or hotels, she is strategic about the credit cards that she uses. For example, on her trips she pays with the card that will earn her the most rewards, gets her the closest to elite status and offers her the most lucrative benefits.
Cindy Greenstein
Cindy Greenstein is a mother of three young adults and a credit-card points expert who loves to travel for free. During her more than 20 years of marriage, she has used credit card points to travel the world while rarely paying for airline flights and hotel rooms. Some of her five-figure travel savings include trips to Aspen ($26,000); Greece ($23,000) and London ($15,000). Her favorite credit cards for point accumulation include the Chase Sapphire Preferred, Capital One Venture X and American Express Gold. Cindy—an attorney and former certified public accountant—founded The Points Mom to share her credit card rewards-program expertise with family friends and small business owners who don’t have the time to learn how to maximize their points. Her services include one-on-one consultations, group consultations, speaking engagements, and reward-program tutorials. She provides the latest offers as well as tons of tips and tricks on Instagram at thepointsmom_ . When Cindy pays for travel or hotels, she is strategic about the credit cards that she uses. For example, on her trips she pays with the card that will earn her the most rewards, gets her the closest to elite status and offers her the most lucrative benefits.
Travel Mom Squad
Alex, Pam, and Jess are the women behind Travel... Read More
Alex, Pam, and Jess are the women behind Travel Mom Squad. They are a trio of moms (and one is grandma) who love to travel the world for nearly free, thanks to credit card points and miles. Learning how to leverage credit card points and miles has allowed them to have incredible travel experiences they never imagined were possible. They've traveled to places like Hawaii, Greece, Africa, Italy, Mexico, Bora Bora, and more all for nearly free Using their knowledge of credit card points and miles, they teach others how to do the same so they can see the world for nearly free as well! Find them at travelmomsquad.com, Instagram, or their podcast.
Travel Mom Squad
Alex, Pam, and Jess are the women behind Travel Mom Squad. They are a trio of moms (and one is grandma) who love to travel the world for nearly free, thanks to credit card points and miles. Learning how to leverage credit card points and miles has allowed them to have incredible travel experiences they never imagined were possible. They've traveled to places like Hawaii, Greece, Africa, Italy, Mexico, Bora Bora, and more all for nearly free Using their knowledge of credit card points and miles, they teach others how to do the same so they can see the world for nearly free as well! Find them at travelmomsquad.com, Instagram, or their podcast.
10Best Editors
USA TODAY 10Best provides users with original,... Read More
USA TODAY 10Best provides users with original, unbiased and experiential travel coverage of top attractions, things to see and do, and restaurants for top destinations in the U.S. and around the world.
10Best Editors
USA TODAY 10Best provides users with original, unbiased and experiential travel coverage of top attractions, things to see and do, and restaurants for top destinations in the U.S. and around the world.